539 Cedar Ln, Lombard, IL 60148 Property Records

DuPage County property record for 539 Cedar Ln, Lombard, IL 60148

Property Summary

Property Type	Single Family Home
Details	2,634 sqft · built 1986
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Last Sale	$610,000 (Jul 2023)
Tax Bill	$14,280 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-316-127`

Property Details

APN / Parcel Number

Primary APN	`06-09-316-127`

Interior

Stories	2 Stories
Building Area	2,634 sqft Living Area
Gross Area	3,859 sqft
1st Floor Area	1,225 sqft
2nd Floor Area	1,409 sqft
Basement Area	1,225 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	16.3 ft deep x 6.9 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	539 CEDAR LN
City	LOMBARD
State	IL
Zip	60148-3174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CEDAR GROVE ALL
Legal Subdivision	CEDAR GROVE
Legal Lot Number	9
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	2
Census Block	2005
Census Tract	843601

Owner

539 Cedar Ln is owner-occupied and held in a trust since June 2024.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	539 CEDAR LN, LOMBARD, IL 60148-3174
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPANY
Jul 11, 2023	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage ABC BANK
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage INLAND BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Deed Document Number	202343301
Last Transfer Date	Jun 13, 2024
Transfer Doc	0000033148
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	539 CEDAR LN, LOMBARD, IL 60148-3174
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 CEDAR LN, LOMBARD, IL 60148-3174

Mortgage

Document Number	0000009274
Date	Feb 11, 2026
Instrument	R2026-009274

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPANY
Type	Mortgage Company
Address	GLENVIEW, IL 60025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.25%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 11, 2023
Property Address	539 CEDAR LN, LOMBARD, IL 60148-3174
Document Number	0000043301
Map Reference	DOC R84-29931
Instrument Date	Jun 27, 2023
Instrument	R2023-043301
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	539 CEDAR LN, LOMBARD, IL 60148-3174

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	539 CEDAR LN, LOMBARD, IL 60148-3174

Mortgage

Document Number	0000043302
Date	Jul 11, 2023
Instrument	R2023-043302

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	539 CEDAR LN, LOMBARD, IL 60148-3174
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009066
Date	Jan 25, 2017
Instrument	R2017-009066

Lender

Name	ABC BANK
Type	Bank
Address	BATAVIA, IL 60510

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	539 CEDAR LN, LOMBARD, IL 60148-3174
Document Number	0000048084
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 CEDAR LN LOMBARD IL 601483174, LOMBARD, IL 60148-3174

Mortgage

Document Number	0000048084
Date	May 14, 2020
Instrument	48084

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 13, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 539 Cedar Ln was $14,280, up 3.8% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Lombard Village
Secondary School District	DuPage High School District 88 (09 - 12)
Elementary School District	SD 45 DuPage County (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,280.00 (+3.79%)	$210,150 (+7.86%) Land $35,225 Building $174,925	$630,450 (+7.86%) Land $105,675 Building $524,775
2024	$13,758.00	$194,836 Land $32,658 Building $162,178	$584,508 Land $97,974 Building $486,534
2022	$12,247.00 Homeowner's exemption Senior Citizen's exemption	$173,190 Land $29,030 Building $144,160	$519,570 Land $87,090 Building $432,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 539 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 539 Cedar Ln, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMBARD serves 44,476 people · EPA ID IL0430600
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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