539 Cedar Ln, Boone, NC 28607 Property Records

Watauga County property record for 539 Cedar Ln, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,964 sqft · built 1972
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Tax Bill$1,120 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN2920-30-9102-000

Property Details

APN / Parcel Number

Primary APN2920-30-9102-000
Alternative APN
  • 1627480

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,964 sqft Living Area
1st Floor Area1,352 sqft
Basement Area1,352 sqft
Finished Basement520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1627480
Street Address539 CEDAR LN
CityBOONE
StateNC
Zip28607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 JULIAN MCGUIRE
Legal SubdivisionJULIAN MCGUIRE
Legal Lot Number2
JurisdictionWATAUGA NC
Township / Civil DivisionBLUE RIDGE
Census Block Group3
Census Block3005
Census Tract920703

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2674, BOONE, NC 28607-0718
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2007
Deed SaleAug 27, 2007
Deed Document Number2007114460
Deed Book / Page1315 / 589
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address539 CEDAR LN, BOONE, NC 28607
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023780519
DateApr 10, 2024
Book Page2378/519
Instrument739773
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,000 (-) Land $24,700 Building $241,300
2025$1,120.00$266,000 (-) Land $24,700 Building $241,300
2024$266,000 Land $24,700 Building $241,300
2023$266,000 Land $24,700 Building $241,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies87 units insured
incl. 30 condo units
Nearby Flood Claims58 (1987–2024)
Claims Outside the SFHA9 of 58
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BOONE
serves 19,811 people · EPA ID NC0195010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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