Cheboygan County property record for 539 Cedar Dr, Indian River, MI 49749
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,414 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-C11-000-012-00 |
| Primary APN | 120-C11-000-012-00 |
|---|
| Lot Area | 22,651 sqft (0.52 acres) |
|---|
| Street Address | 539 CEDAR DR |
|---|---|
| City | INDIAN RIVER |
| State | MI |
| Zip | 49749-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR POINT, LOT 12. (SEC 35, T36N,R3W) 684/761;1303/253;1403/893;1532/479 |
| Legal Range | 03W |
| Legal Township | 012 |
| Legal Section | 35 |
| Legal Subdivision | CEDAR POINT |
| Legal Lot Number | 12 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | BURT |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 960600 |
539 Cedar Dr is owned by two individuals who acquired it in June 2024.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5605 CREST CT, DEXTER, MI 48130-8617 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Jan 22, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2024 |
| Deed Sale | Jun 24, 2024 |
| Deed Book / Page | 1532 / 479 |
| Prior Transfer Date | Mar 14, 2016 |
| Prior Transfer Doc | 1303/0253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 539 CEDAR DR, INDIAN RIVER, MI 49749-9797 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 539 CEDAR DR, INDIAN RIVER, MI 49749-9797 |
| Document Number | 0000001403/0000000894 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 0000001403/0000000894 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jan 22, 2020 |
| Property Address | 539 CEDAR DR, INDIAN RIVER, MI 49749-9797 |
| Document Number | 1403/893 |
| Book / Page | 1403 / 893 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 CEDAR DR, INDIAN RIVER, MI 49749-9797 |
The 2025 property tax bill for 539 Cedar Dr was $13,414, up 111.7% from the year before.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Burt Township |
| Unified School District | Pellston Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,400 (+9.32%) | $698,800 (+9.32%) | |
| 2025 | $13,414.00 (+111.71%) | $319,600 | $639,200 |
| 2024 | $6,336.00 | ||
| 2023 | $285,400 | $570,800 | |
| 2022 | $5,709.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 539 Cedar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2026) |
| Most Recent Claim | Jun 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 539 Cedar Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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