Kendall County property record for 539 Cardinal Ave, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,325 sqft · built 2004 |
| Lot Size | 0.259 acres (11,262 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,500 (Apr 2011) |
| Tax Bill | $11,894 (2024) |
| Deeds & Mortgages | Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-10-456-008 |
| Primary APN | 03-10-456-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,325 sqft Living Area |
| Gross Area | 5,456 sqft |
| 1st Floor Area | 3,325 sqft |
| Basement Area | 1,564 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 11,262 sqft (0.259 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 539 CARDINAL AVE |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 31 CHURCHILL CLUB PARCEL 5 |
| Legal Subdivision | CHURCHILL CLUB |
| Legal Lot Number | 31 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 890103 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 539 CARDINAL AVE, OSWEGO, IL 60543-7740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2011 · Amount on Record |
| Deed Sale | Apr 20, 2011 · Amount on Record |
| Deed Document Number | 20116604 |
| Last Transfer Date | Nov 13, 2020 |
| Transfer Doc | 0000024907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 4, 2020 |
| Property Address | 539 CARDINAL AVE, OSWEGO, IL 60543-7740 |
| Document Number | 0000024907 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 24907 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 CARDINAL AVE OSWEGO IL 605437740, OSWEGO, IL 60543-7740 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,499 (+5%) Land $33,572 Building $127,927 | $484,497 (+5%) Land $100,716 Building $383,781 | |
| 2024 | $11,894.00 (+8.16%) | $153,808 (+22.08%) Land $31,973 Building $121,835 | $461,424 (+22.08%) Land $95,919 Building $365,505 |
| 2022 | $10,997.00 | $125,989 Land $26,190 Building $99,799 | $377,967 Land $78,570 Building $299,397 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
May also be available: Verizon.
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