539 Brook Ave, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 539 Brook Ave, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	3,310 sqft · built 1993
Lot Size	0.408 acres (17,781 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 1993)
Tax Bill	$23,809 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-01501-04-00012`

Property Details

APN / Parcel Number

Primary APN	`53-01501-04-00012`
Alternative APN	`5301501000400012`

Interior

Stories	2 Stories
Building Area	3,310 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Construction Type	Frame
Lot Area	17,781 sqft (0.408 acres)
Lot Dimensions	140 ft deep x 127 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	539 BROOK AVE
City	WESTWOOD
State	NJ
Zip	07675-5700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	127X140
Legal Subdivision	JC TONELLI INC
Legal Block	1501
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	1
Census Block	1004
Census Tract	49002

Owner

539 Brook Ave is owned and occupied by two individuals who bought it in July 1993.

Source: Bergen County and River Vale Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 BROOK AVE, WESTWOOD, NJ 07675-5700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage NVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 1993 · Amount on File
Deed Sale	Jul 19, 1993 · Amount on File
Deed Book / Page	7619 / 982
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	539 BROOK AVE, RIVER VALE, NJ 07675-5700
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	ABSTRACT COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039730534
Date	Feb 24, 2021
Book Page	3973/534
Instrument	2021024191

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	539 BROOK AVE, RIVER VALE, NJ 07675-5700
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026652454
Date	Jul 14, 2017
Book Page	02665/2454
Instrument	17-053092

Lender

Name	NVE BANK
Type	Bank
Address	ENGLEWOOD, NJ 07631

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 539 Brook Ave was $23,809, up 2.6% from the year before.

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$850,000 (-) Land $418,300 Building $431,700	$850,000 (-) Land $418,300 Building $431,700
2025	$23,809.00 (+2.57%)	$850,000 Land $418,300 Building $431,700	$850,000 Land $418,300 Building $431,700
2024	$23,213.00
2023		$850,000 Land $418,300 Building $431,700	$850,000 Land $418,300 Building $431,700
2022	$22,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Brook Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (2007–2011)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Brook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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