539 Bracken Dr, Chambersburg, PA 17201 Property Records

Franklin County property record for 539 Bracken Dr, Chambersburg, PA 17201

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1993
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2026)
Tax Bill	$2,708 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-1C6-52`

Property Details

APN / Parcel Number

Primary APN	`02-1C6-52`
Alternative APN	`02-1C06.-052.-000000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Street Address	539 BRACKEN DR
City	CHAMBERSBURG
State	PA
Zip	17201-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 144
Legal Subdivision	LL DYMOND JR
Jurisdiction	FRANKLIN PA
Township / Civil Division	CHAMBERSBURG
Census Block Group	1
Census Block	1049
Census Tract	11100

Owner

539 Bracken Dr is owned by an individual who bought it in April 2026.

Source: Franklin County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	582 E ST, CARLISLE, PA 17013-1336
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
May 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS TRUST CO
Jan 6, 2021	Grant Deed, Transfer PARAMOUNT CLOSINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Jan 6, 2021 · Amount on File
Deed Document Number	20266645
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Apr 7, 2026
Property Address	539 BRACKEN DR, CHAMBERSBURG, PA 17201-3904
Document Number	0000006645
Instrument Date	Apr 7, 2026
Instrument	20266645
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	KT SETTLEMENT SERVICES, A&K SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 E ST, CARLISLE, PA 17013-1336

Mortgage

Document Number	0000006646,
Date	Apr 7, 2026
Instrument	20266646

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	539 BRACKEN DR, CHAMBERSBURG, PA 17201-3904
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	PARAMOUNT CLOSINGS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013899
Date	May 20, 2021
Instrument	202113899

Lender

Name	FARMERS & MERCHANTS TRUST CO
Type	Bank
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN PA
Recording Date	Jan 6, 2021
Property Address	539 BRACKEN DR, CHAMBERSBURG, PA 17201-3904
Document Number	0000000386
Instrument Date	Dec 28, 2020
Instrument	386
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	PARAMOUNT CLOSINGS LLC

Transaction

Amount	Amount on Record
Tax	$1,360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	539 BRACKEN DR CHAMBERSBURG PA 172013904, CHAMBERSBURG, PA 17201-3904

Tax Assessment & Valuation

The 2026 property tax bill for 539 Bracken Dr was $2,708.

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
Municipality	Chambersburg Borough
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,708.00	$13,380 Land $1,330 Building $12,050
2024	$2,546.00 (+2.66%)	$13,380 (-) Land $1,330 Building $12,050
2023	$2,480.00	$13,380 Land $1,330 Building $12,050
			$13,380 Land $1,330 Building $12,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 539 Bracken Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Bracken Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Greenlight Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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