539 Agnes St, Owatonna, MN 55060 Property Records

Steele County property record for 539 Agnes St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1929
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Jun 2023)
Tax Bill	$2,544 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-136-0218`

Property Details

APN / Parcel Number

Primary APN	`17-136-0218`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Garage Type	Detached
Garage Area	248 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	539 AGNES ST
City	OWATONNA
State	MN
Zip	55060-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF HIGHLAND PARK - CHAMBERS BLK.2 LOT 18 RE-PLAT OF HIGHLAND PARK ADDN
Legal Section	TW
Legal Subdivision	REPLAT OF HIGHLAND PARK - CHAMBERS
Legal Block	2
Legal Lot Number	18
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2026
Census Tract	960200

Owner

539 Agnes St is owned and occupied by two individuals who bought it in June 2023.

Source: Steele County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 AGNES ST, OWATONNA, MN 55060-3029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	Oct 1, 2014 · Amount on File
Deed Document Number	20231544389
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jun 23, 2023
Property Address	539 AGNES ST, OWATONNA, MN 55060-3029
Document Number	A000448671
Instrument Date	Jun 12, 2023
Instrument	A000448671
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	539 AGNES ST, OWATONNA, MN 55060-3029

Mortgage

Document Number	A000448672
Date	Jun 23, 2023
Instrument	A000448672

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	A000448675
Date	Jun 23, 2023
Instrument	A000448675

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 539 Agnes St was $2,544 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,544.00 Homeowner's exemption	$203,200 (+5.83%) Land $38,800 Building $164,400	$203,200 (+5.83%) Land $38,800 Building $164,400
2025		$192,000 Land $38,800 Building $153,200	$192,000 Land $38,800 Building $153,200
2023	$2,238.00 (+20.32%) Homeowner's exemption	$163,200 (+2.71%) Land $27,500 Building $135,700	$163,200 (+2.71%) Land $27,500 Building $135,700
2022	$1,860.00 Homeowner's exemption	$158,900 Land $26,100 Building $132,800	$158,900 Land $26,100 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Agnes St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Agnes St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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