539 Agate Ave, Spring Creek, NV 89815 Property Records

Elko County property record for 539 Agate Ave, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,660 sqft · built 2016
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Mar 2015)
Tax Bill	$2,133 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`073-009-018`

Property Details

APN / Parcel Number

Primary APN	`073-009-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,660 sqft Living Area
1st Floor Area	1,330 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	44,867 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	539 AGATE AVE
City	SPRING CREEK
State	NV
Zip	89815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	WILDHORSE ESTATES FILE 40078,LOCATED IN,MDB&M
Legal Range	55E
Legal Township	43N
Legal Section	08
Legal Subdivision	WILDHORSE ESTATES
Legal Block	J
Legal Lot Number	18
Jurisdiction	ELKO NV
Township / Civil Division	MOUNTAIN CITY
Census Block Group	2
Census Block	2437
Census Tract	951700

Owner

539 Agate Ave is owned by an individual who bought it in March 2015.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	712 WILDHORSE, 15, ELKO, NV 89801-9535
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Feb 3, 2021	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2015 · Amount on File
Deed Sale	Mar 31, 2015 · Amount on File
Deed Document Number	2015696632
Prior Transfer Date	Aug 23, 2013
Prior Transfer Doc	0000678203
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	AGATE AVE, SPRING CREEK, NV 89815
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 SMOKERIDGE DR, RENO, NV 89523-9171

Mortgage

Document Number	0000782613
Date	Feb 17, 2021
Instrument	782613

Lender

Name	UMPQUA BANK
Type	Bank
Address	RENO, NV 89521

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ELKO NV
Recording Date	Feb 3, 2021
Property Address	AGATE AVE, SPRING CREEK, NV 89815
Document Number	0000782052
Map Reference	FILE 40078
Instrument Date	Mar 18, 2015
Instrument	782052
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3588 ALDERWOOD DR, 3588, MEDFORD, OR 97504-9627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 SMOKERIDGE DRIVE, DEETH, NV 89823

Tax Assessment & Valuation

The 2026 property tax bill for 539 Agate Ave was $2,133, down 1.6% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,133.00 (-1.61%)	$81,663 (-1.61%) Land $2,280 Building $79,384	$233,323 (-1.61%) Land $6,514 Building $226,811
2025	$2,168.00 (-2.17%)	$83,001 Land $2,280 Building $80,721	$237,146 Land $6,514 Building $230,631
2024	$2,216.00 (+17%)
2023	$1,894.00 (+7.98%)	$78,697 (+17.18%) Land $2,280 Building $76,417	$224,848 (+17.18%) Land $6,514 Building $218,334
2022	$1,754.00	$67,159 Land $2,280 Building $64,879	$191,883 Land $6,514 Building $185,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Agate Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Agate Ave is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 56% of Nevada
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nehalem Telecom DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Agate Ave

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