539 8th St, Imperial Beach, CA 91932 Property Records

San Diego County property record for 539 8th St, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,350 sqft · built 1968
Lot Size	0.166 acres (7,224 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,575 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`626-090-49-00`

Property Details

APN / Parcel Number

Primary APN	`626-090-49-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,350 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	7,224 sqft (0.166 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	539 8TH ST
City	IMPERIAL BEACH
State	CA
Zip	91932-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6000
Legal Description	BLK 66 LOTS 16 & 17 ST CLSD ADJ & TR 000497
Legal Subdivision	SOUTH S D COS
Legal Tract	000497
Legal Block	66
Legal Lot Number	16,17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4014
Census Tract	10502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit CALIFORNIA FCU
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 6, 2017	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jul 23, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 1995
Transfer Doc	0000066114
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411

Mortgage

Document Number	0000037252
Date	Feb 11, 2026
Instrument	2026-0037252

Lender

Name	CALIFORNIA FCU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411
Transaction Type	Mortgage
Record Updated	Oct 3, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411

Mortgage

Document Number	0000257765
Date	Sep 22, 2023
Instrument	2023-0257765

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 8TH ST, IMPERIAL BCH, CA 91932-1411

Mortgage

Document Number	0000075059
Date	Feb 17, 2022
Instrument	2022-0075059

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 8TH ST, IMPERIAL BCH, CA 91932-1411

Mortgage

Document Number	0000111091
Date	Feb 11, 2021
Instrument	2021-0111091

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411

Mortgage

Document Number	0000078406
Date	Feb 2, 2021
Instrument	2021-0078406

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000303420
Date	Jul 6, 2017
Instrument	2017-0303420

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 8TH ST, IMPERIAL BEACH, CA 91932-1411
Document Number	0000307247
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	539 8TH ST IMPERIAL BEACH CA 919321411, IMPERIAL BEACH, CA 91932-1411

Mortgage

Document Number	0000307247
Date	Jul 27, 2018
Instrument	307247

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,872 (+2%) Land $78,707 Building $229,165
2025	$4,575.00 (+8.88%)	$301,836 (+4.04%) Land $77,164 Building $224,672
2023	$4,202.00 (-0.19%)	$290,117 Land $74,168 Building $215,949
2022	$4,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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