539 23rd Ave, Cumberland, WI 54829 Property Records

Barron County property record for 539 23rd Ave, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	2.63 acres (114,650 sqft)
Owner	Individual Name on File
Tax Bill	$5,020 (2025)
Deeds & Mortgages	Aug 2005 Line of Credit Feb 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-1200-12-010`

Property Details

APN / Parcel Number

Primary APN	`016-1200-12-010`

Exterior

Lot Area	114,650 sqft (2.63 acres)

Location & Zoning

Street Address	539 23RD AVE
City	CUMBERLAND
State	WI
Zip	54829-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 5-3 PRT NE-NW SHOWN AS LOT 3 CSM 30/115 #4366 DOC 635596
Legal Subdivision	METES AND BOUNDS
Legal Tract	MB
Legal Lot Number	3
Jurisdiction	BARRON WI
Township / Civil Division	CRYSTAL LAKE
Census Block Group	2
Census Block	2058
Census Tract	200

Owner

539 23rd Ave is owned and occupied by an individual who acquired it in July 2009.

Source: Barron County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	539 23RD AVE, CUMBERLAND, WI 54829-9424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2005	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Feb 22, 2011	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 22, 2009	Sheriff's Deed, Foreclosure · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 22, 2009
Transfer Doc	002167/740
Record Updated	Jun 8, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	539 23RD AVE, CUMBERLAND, WI 54829-9424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000713113
Date	Aug 31, 2005
Instrument	713113

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	539 23RD AVE, CUMBERLAND, WI 54829-9424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002229/177
Date	Feb 22, 2011
Book Page	2229/177
Instrument	776754

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2041

July 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BARRON WI
Recording Date	Jul 22, 2009
Property Address	539 23RD AVE, CUMBERLAND, WI 54829-9424
Document Number	002167/740
Book / Page	2167 / 740
Instrument Date	Jul 16, 2009
Instrument	760854
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$31.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 23RD AVE, CUMBERLAND, WI 54829-9424
Investor	Possibly a Property Investor

Mortgage

Document Number	0000760780
Date	Jul 22, 2009
Instrument	760780

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2024

Mortgage

Document Number	002167/367
Date	Jul 20, 2009
Book Page	2167/367
Instrument	760781

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 13, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 539 23rd Ave was $5,020 with a homeowner's exemption.

Source: Barron County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
County Subdivision	Crystal Lake Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,020.00 Homeowner's exemption	$233,900 Land $9,400 Building $224,500	$451,400 Land $18,141 Building $433,259
2023	$3,929.00 Homeowner's exemption	$233,900 Land $9,400 Building $224,500	$365,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 23rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 23rd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mosaic Technologies, Verizon.

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