5389 Philloret Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5389 Philloret Dr, Cincinnati, OH 45239 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,646 sqft · built 1938
Lot Size	0.244 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$58,500 (Dec 1990)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0071-0046-00`

Property Details

APN / Parcel Number

Primary APN	`550-0071-0046-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	868 sqft
2nd Floor Area	778 sqft
Upper Floors Area	778 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,672 sqft (0.244 acres)
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	5389 PHILLORET DR
City	CINCINNATI
State	OH
Zip	45239-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHILLORET DR 0.24 AC R2-T2-S11 NE
Legal Range	02
Legal Township	02
Legal Section	11
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3003
Census Tract	20811

Owner

Source: Hamilton County records · APN 550-0071-0046-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5389 PHILLORET DR, CINCINNATI, OH 45239-7628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit NORTH SIDE BANK & TRUST COMPANY
Feb 04, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 1990 · Amount on Record
Deed Sale	Dec 20, 1990 · Amount on Record
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5389 PHILLORET DR, CINCINNATI, OH 45239-7628
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5389 PHILLORET DR, CINCINNATI, OH 45239-7628

Mortgage

Document Number	0000041296
Date	Jun 16, 2023
Book Page	14939/600
Instrument	2023-0041296

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 12, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5389 PHILLORET DR, CINCINNATI, OH 45239-7628
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015655
Date	Feb 04, 2021
Book Page	14348/2461
Instrument	2021-0015655

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (-36.7%) Homeowner's exemption	$53,351 (-) Land $9,149 Building $44,202
2024	$2,828.00 (-0.46%)	$53,351 (-) Land $9,149 Building $44,202
2023	$2,841.00 (+23.52%)	$53,351 (+51.38%) Land $9,149 Building $44,202	$152,430 (+51.39%) Land $26,140 Building $126,290
2022	$2,300.00 Homeowner's exemption	$35,242 Land $8,876 Building $26,366
2020			$100,690 Land $25,360 Building $75,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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