5389 Coy Rd, Ney, OH 43549 Property Records

Defiance County property record for 5389 Coy Rd, Ney, OH 43549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$151,452 (May 2013)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`L150029001001`

Property Details

APN / Parcel Number

Primary APN	`L150029001001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	3,950 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Attached - Unfinished
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	312 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	5389 COY RD
City	NEY
State	OH
Zip	43549-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 29 PT OF NW COR OF NE 1/4
Jurisdiction	DEFIANCE OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2035
Census Tract	958200

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5389 COY RD, NEY, OH 43549-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
May 11, 2020	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2013 · Amount on Record
Deed Sale	May 14, 2013 · Amount on Record
Prior Sale	Jan 1, 1995
Deed Document Number	20132526
Deed Book / Page	371 / 2088
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	5389 COY RD, NEY, OH 43549-9766
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000476/321
Date	Sep 30, 2025
Book Page	476/321
Instrument	202500004803

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	PAULDING, OH 45879

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	5389 COY RD, NEY, OH 43549-9766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427/2765
Date	May 11, 2020
Book Page	427/2765
Instrument	202000002022

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	PAULDING, OH 45879

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 24, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Washington Township
Unified School District	Central Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00	$60,360 (-) Land $7,740 Building $52,620
2024	$2,126.00 (+0.33%)	$60,360 (-) Land $7,740 Building $52,620	$172,430 (-0.02%) Land $22,100 Building $150,330
2023	$2,119.00 (+13.38%)	$60,360 (+26.99%) Land $7,740 Building $52,620	$172,456 (+27.01%) Land $22,114 Building $150,342
2022	$1,869.00	$47,530 Land $6,960 Building $40,570
2020			$135,780 Land $19,880 Building $115,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
MetaLINK Technologies Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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