5388 Chestnut Dr, Hickory, NC 28602 Property Records

Burke County property record for 5388 Chestnut Dr, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,716 sqft · built 1997
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Tax Bill	$2,106 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2760967092`

Property Details

APN / Parcel Number

Primary APN	`2760967092`
Alternative APN	`15862`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft
Flooring	Tile

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Metal
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5388 CHESTNUT DR
City	HICKORY
State	NC
Zip	28602-8658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	5388 CHESTNUT DR HICKORY, NC 28602
Jurisdiction	BURKE NC
Township / Civil Division	ICARD
Census Block Group	2
Census Block	2013
Census Tract	21203

Owner

5388 Chestnut Dr is owned and occupied by an individual.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5388 CHESTNUT DR, HICKORY, NC 28602-8658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Feb 5, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5388 CHESTNUT DR, HICKORY, NC 28602-8658
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025540797
Date	Jul 14, 2021
Book Page	2554/797
Instrument	2021008203

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5388 CHESTNUT DR, HICKORY, NC 28602-8658
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023610744
Date	Aug 16, 2018
Book Page	2361/0744
Instrument	2017018991

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5388 CHESTNUT DR, HICKORY, NC 28602-8658
Document Number	0023330844
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5388 CHESTNUT DR HICKORY NC 286028658, HICKORY, NC 28602-8658

Mortgage

Document Number	0023330844
Date	Feb 16, 2018
Book Page	002333/000844
Instrument	13030

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5388 Chestnut Dr was $2,106, up 28.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,106.00 (+28.34%)	$302,120 (+29.67%) Land $17,186 Building $284,934	$302,120 (+29.67%) Land $17,186 Building $284,934
2025	$1,641.00	$232,996 Land $17,186 Building $215,810	$232,996 Land $17,186 Building $215,810
2023	$1,649.00	$232,996 Land $17,186 Building $215,810	$232,996 Land $17,186 Building $215,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5388 Chestnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5388 Chestnut Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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