St. Louis County property record for 5387 Studer Ln, Saint Louis, MO 63128
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,754 sqft · built 1988 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,000 (Aug 2018) |
| Tax Bill | $4,517 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32M-54-0820 |
| Primary APN | 32M-54-0820 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,754 sqft Living Area |
| Gross Area | 3,474 sqft |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 240 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 106 ft deep x 66 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 93 sqft |
| Patio Area | 400 sqft |
| Balcony Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5387 STUDER LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63128-4513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HAGEMAN CROSSING LOT 7 |
| Legal Subdivision | HAGEMAN CROSSING |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | TESSON FERRY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 221335 |
5387 Studer Ln is owned and occupied by two individuals who acquired it in April 2025.
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5387 STUDER LN, SAINT LOUIS, MO 63128-4513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 7, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Aug 31, 2018 | Grant Deed, Transfer GATEWAY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on File |
| Deed Sale | Aug 31, 2018 · Amount on File |
| Deed Document Number | 2018637 |
| Deed Book / Page | 23178 / 4165 |
| Last Transfer Date | Apr 28, 2025 |
| Transfer Doc | 0000000042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5387 STUDER LN, SAINT LOUIS, MO 63128-4513 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0244181312 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 24418/1312 |
| Instrument | 2020110501040 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5387 STUDER LN, SAINT LOUIS, MO 63128-4513 |
| Document Number | 0237480615 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5387 STUDER LN ST LOUIS MO 631284513, ST LOUIS, MO 63128-4513 |
| Document Number | 0237480615 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 023748/000615 |
| Instrument | 134 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 31, 2018 |
| Property Address | 5387 STUDER LN, SAINT LOUIS, MO 63128-4513 |
| Document Number | 0231784165 |
| Book / Page | 023178 / 004165 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 637 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5387 STUDER LN ST LOUIS MO 631284513, ST LOUIS, MO 63128-4513 |
| Document Number | 231784171 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 023178/004171 |
| Instrument | 639 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037-3448 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 30, 2048 |
The 2025 property tax bill for 5387 Studer Ln was $4,517, down 5.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,410 (-) Land $23,920 Building $48,490 | $381,100 (-) Land $125,900 Building $255,200 | |
| 2025 | $4,517.00 (-5.07%) | $72,410 Land $23,920 Building $48,490 | $381,100 Land $125,900 Building $255,200 |
| 2024 | $4,758.00 (+1.3%) | ||
| 2023 | $4,697.00 (+15.89%) | $70,950 (+14.58%) Land $13,680 Building $57,270 | $373,400 Land $72,000 Building $301,400 |
| 2022 | $4,053.00 | $61,920 Land $11,950 Building $49,970 | |
| 2021 | $325,900 Land $62,900 Building $263,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5387 Studer Ln in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 107 (1978–1995) |
| Claims Outside the SFHA | 4 of 107 |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5387 Studer Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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