Santa Rosa County property record for 5386 Traci Dr, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 2005 |
| Lot Size | 0.481 acres (20,952 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,900 (Sep 2026) |
| Tax Bill | $2,048 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2026 Sale + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-1N-27-0000-00273-0000 |
| Primary APN | 05-1N-27-0000-00273-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 1,798 sqft |
| 1st Floor Area | 1,324 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 20,952 sqft (0.481 acres) |
| Lot Dimensions | 237 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5386 TRACI DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-7507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | COMM AT NE SEC CORN OF SECTION 5 TOWNSHIP 1 NORTH RANGE 27 WEST THN S89*56 08W ON S R/W JOHN HAMM RD 693.21 FT TO NE CORN OF OR 707 PG 576 THN S11*3605E 237.99 FT TO TH POB THN CONT 85.13 FT THN S89*5603W 228.35 FT TO E R/W TRACI DR THN ON R/W N22*08 |
| Legal Range | 27W |
| Legal Township | 1N |
| Legal Section | 05 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | EAST MILTON |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 10808 |
Source: Santa Rosa County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 22, 2026 | Special Warranty Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS/GA LLC |
| May 29, 2026 | Certificate of Transfer, Transfer |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC |
| Apr 24, 2019 | Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on Record |
| Deed Sale | Sep 22, 2026 · Amount on Record |
| Prior Sale | May 29, 2026 · Amount on Record |
| Deed Document Number | 202647433 |
| Deed Book / Page | 4790 / 845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 22, 2026 |
| Property Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Document Number | 0000047433 |
| Book / Page | 4790 / 845 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202647433 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | OMEGA TITLE, OMEGA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175,972.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Document Number | 0000047434, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 4790/847 |
| Instrument | 202647434 |
| Name | MORTGAGE SOLUTIONS/GA LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 29, 2026 |
| Property Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Document Number | 0000027021 |
| Book / Page | 4749 / 953 |
| Instrument Date | May 27, 2026 |
| Instrument | 202627021 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $92,122.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Document Number | 0042320540 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 4232/540 |
| Instrument | 202202007 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5386 TRACT DRIVE, MILTON, FL 32583-7507 |
| Document Number | 0043191070 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 4319/1070 |
| Instrument | 202249370 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Document Number | 0044230512 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 4423/512 |
| Instrument | 202336028 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037402006 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 3740/2006 |
| Instrument | 201826500 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0038280431 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 3828/0431 |
| Instrument | 201919340 |
| Name | SOUTHPOINT FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | ALPHARETTA, GA 30005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 24, 2019 |
| Property Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Document Number | 0038220851 |
| Book / Page | 3822 / 0851 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 201916190 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,026.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1896 BAY OAKS CIR, 1896, MILTON, FL 32583-7480 |
| Name | Verified Name |
|---|---|
| Address | 5386 TRACI DR, MILTON, FL 32583-7507 |
| Document Number | 0003822852 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 3822/852 |
| Name | SOUTHPOINT FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,048.00 (+8.13%) | $169,941 (+3.49%) Land $15,200 Building $154,741 | $169,941 (+3.49%) Land $15,200 Building $154,741 |
| 2024 | $1,894.00 (+3.33%) | $164,214 (+0.76%) Land $12,000 Building $152,214 | $164,214 (+0.76%) Land $12,000 Building $152,214 |
| 2023 | $1,833.00 (+7.13%) | $162,978 (+7.76%) Land $12,000 Building $150,978 | $162,978 (+7.76%) Land $12,000 Building $150,978 |
| 2022 | $1,711.00 | $151,243 | $151,243 Land $8,000 Building $143,243 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2017–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures