5386 Carrara Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5386 Carrara Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,010 sqft · built 2019
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$358,000 (May 2021)
Tax Bill$5,216 (2025)
Deeds & MortgagesMar 2022 Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN162531501400010380

Property Details

APN / Parcel Number

Primary APN162531501400010380

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,010 sqft Heated Area
Gross Area2,514 sqft
1st Floor Area1,677 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area450 sqft
PorchOpen Porch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5386 CARRARA CT
CitySAINT CLOUD
StateFL
Zip34771-8046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 38
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase1
Legal Tract5014
Legal Lot Number38
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 162531501400010380

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5386 CARRARA CT, SAINT CLOUD, FL 34771-8046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
May 19, 2021Warranty Deed, Transfer · FHA Mortgage
SOUTHPOINT FINANCIAL SERVICES INC
Mar 07, 2019Special Warranty Deed, Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleMar 07, 2019 · Amount on Record
Deed Document Number2021077349
Deed Book / Page5961 / 2778
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5386 CARRARA CT, SAINT CLOUD, FL 34771-8046
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5386 CARRARA CT, SAINT CLOUD, FL 34771-8046

Mortgage

Document Number0061811234
DateMar 28, 2022
Book Page6181/1234
Instrument2022049249
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 19, 2021
Property Address5386 CARRARA CT, SAINT CLOUD, FL 34771-8046
Document Number0059612778
Book / Page5961 / 2778
Map ReferenceMB 25 PG 46-50
Instrument DateMay 04, 2021
Instrument2021077349
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyEQUITABLE TITLE/OCALA LLC, EQUITABLE TITLE OF OCALA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,506.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10040 DAWIS CIRCLE CIR, ORLANDO, FL 32832

Transferred To (Grantee/Buyer)

NameVerified Name
Address5366 CARRARA CT, SAINT CLOUD, FL 34771-8046

Mortgage

Document Number0059612780
DateMay 19, 2021
Instrument5961/2780
Lender
NameSOUTHPOINT FINANCIAL SERVICES INC
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

March 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 07, 2019
Property Address5386 CARRARA CT, SAINT CLOUD, FL 34771-8046
Document Number0054872836
Book / Page5487 / 2836
Map ReferenceMB 25 PG 46
Instrument DateFeb 28, 2019
Instrument2019029241
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,932.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

NameVerified Name
Address5386 CARRARA CT, SAINT CLOUD, FL 34771-8046

Mortgage

Document Number2019029242
DateMar 07, 2019
Instrument2019029242
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,216.00 (-1.79%) Homeowner's exemption$365,900 (-2.69%) Land $80,000 Building $285,900$365,900 (-2.69%) Land $80,000 Building $285,900
2023$5,311.00 (+6.69%) Homeowner's exemption$376,000 (+19.37%) Land $80,000 Building $296,000$376,000 (+19.37%) Land $80,000 Building $296,000
2022$4,978.00$315,000 Land $55,000 Building $260,000$315,000 Land $55,000 Building $260,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 383 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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