5386 Bear Creek Dr, Ely, MN 55731 Property Records

St. Louis County property record for 5386 Bear Creek Dr, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	2 Beds
Bathrooms	1 Baths
Architecture Style	Rustic
Year Built	Built 2015
Square Footage	1,205 sqft Gross Area
Lot Size	55,328 sqft (1.27 acres)
Last Sale	$270,000 (2011)
Tax Bill	$3,624.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`665-0040-00170`
Alternative APN	`1041875`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	2 Rooms
Building Area	1,205 sqft Gross Area
1st Floor	1,008 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Rustic Style
Exterior Material	Logs Exterior
Construction Type	Frame Construction
Lot Area	55,328 sqft (1.27 acres)

Exterior Amenities

Deck Area	132 sqft Deck
Porch	1 Porch
Porch Area	135 sqft Porch
Sauna	Sauna
Boat House	520 sqft Boat House

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Propane Heating Fuel

Location & Zoning

Account Number	1041875
Street Address	5386 BEAR CREEK DR
City	ELY
State	MN
Zip	55731
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	LOTS 17 & 18 SERIAL #
Legal Subdivision	BIRCH GROVE 63 15
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Minor Civil Division	NORTHEAST ST. LOUIS
Census Blockgroup	1
Census Block	1241
Census Tract	15502

Owner

Source: St. Louis County records · APN 665-0040-00170

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12639 20TH ST N, STILLWATER, MN 55082-1651
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2011 · Amount on Record
Deed Sale	Mar 16, 2011 · Amount on Record
Deed Doc Number	2011897841
Record Refreshed	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5386 BEAR CREEK DR, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12639 20TH ST N, WEST LAKELAND, MN 55082-1651

Mortgage

Document Number	0001040719
Date	May 14, 2021
Instrument	1040719

Lender

Name	NORTHERN STATE BANK OF VIRGINIA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 08, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,624.00 (+21.37%)
2025	$2,986.00 (+3.61%)	$367,400 (+20.42%) Land $106,900 Building $260,500	$367,400 (+20.42%) Land $106,900 Building $260,500
2024	$2,882.00	$305,100 (+11.92%) Land $99,400 Building $205,700	$305,100 (+11.92%) Land $99,400 Building $205,700
2022		$272,600 Land $90,900 Building $181,700	$272,600 Land $90,900 Building $181,700

Flood & Wildfire

5386 Bear Creek Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 76th percentile of exposed land nationally · 91st in Minnesota
Wildfire Likelihood	Moderate — about 1 in 538 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.