5385 Willowbrook Dr, Saginaw, MI 48638 Property Records

Saginaw County property record for 5385 Willowbrook Dr, Saginaw, MI 48638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1959
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Feb 2022)
Tax Bill	$2,580 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-20-4335-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-20-4335-000`
Alternative APN	`124204335000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	127 ft deep x 85 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5385 WILLOWBROOK DR
City	SAGINAW
State	MI
Zip	48638-5465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 85 ALLEN PARK C SEC 20 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	20
Legal Subdivision	ALLEN PARK C
Legal Lot Number	85
Legal Unit	85
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	1
Census Block	1008
Census Tract	10502

Owner

5385 Willowbrook Dr is owned and occupied by an individual who bought it in February 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5385 WILLOWBROOK DR, SAGINAW, MI 48638-5465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD MORTGAGE SOLUTIONS LLC
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Dec 29, 2011 · Amount on File
Deed Document Number	20222878
Prior Transfer Date	Oct 14, 2008
Prior Transfer Doc	2511001760
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 2, 2022
Property Address	5385 WILLOWBROOK DR, SAGINAW, MI 48638-5465
Document Number	0000002878
Map Reference	LB 11 PG 48
Instrument Date	Jan 24, 2022
Instrument	2022002878
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,042.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5385 WILLOWBROOK DR, 5385, SAGINAW, MI 48638-5465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6449 ROEDEL RD, BRIDGEPORT, MI 48722-9777

Mortgage

Document Number	0000002879
Date	Feb 2, 2022
Instrument	2022002879

Lender

Name	NEIGHBORHOOD MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	5385 WILLOWBROOK DR, SAGINAW, MI 48638-5465
Document Number	0000003417
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	MID-STATE TITLE SERVICES INC, MID-STATE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5385 WILLOWBROOK DR SAGINAW MI 486385465, SAGINAW, MI 48638-5465

Mortgage

Document Number	0000003417
Date	Feb 21, 2019
Instrument	3417

Lender

Name	WANIGAS CU
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 20, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5385 Willowbrook Dr was $2,580 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,200 (+7.39%)	$142,400 (+7.39%)
2025	$2,580.00 Homeowner's exemption	$66,300	$132,600
2023		$58,500	$117,000
2022	$1,705.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5385 Willowbrook Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–2000)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5385 Willowbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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