5385 Smith St, Graceville, FL 32440 Property Records

Jackson County property record for 5385 Smith St, Graceville, FL 32440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 2006
Lot Size	1.25 acres (54,668 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2021)
Tax Bill	$3,918 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-6N-13-0130-00B0-0003`

Property Details

APN / Parcel Number

Primary APN	`02-6N-13-0130-00B0-0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,541 sqft Heated Area
Gross Area	2,322 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	54,668 sqft (1.25 acres)
Lot Width	210 ft Width
Driveway	Driveway
Driveway Area	867 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5385 SMITH ST
City	GRACEVILLE
State	FL
Zip	32440-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 1032 P 338 OR 1154 P 860 COMM AT SEC OF BLK B DEKLE ADDN, RUN N ALONG W RTWY OF SMITH ST 163.17 FT TO BEGIN, N ALONG RTWY
Legal Range	13W
Legal Township	06N
Legal Section	02
Legal Subdivision	DEKLE & SMITH ADD
Legal Block	A,B
Jurisdiction	JACKSON FL
Township / Civil Division	GRACEVILLE
Census Block Group	2
Census Block	2028
Census Tract	210302

Owner

5385 Smith St is owned and occupied by an individual who bought it in July 2021.

Source: Jackson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	5385 SMITH ST, GRACEVILLE, FL 32440-1958
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Aug 6, 2007 · Amount on File
Deed Document Number	202132009172
Deed Book / Page	1707 / 787
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 23, 2021
Property Address	5385 SMITH ST, GRACEVILLE, FL 32440-1958
Document Number	0017070787
Book / Page	1707 / 787
Map Reference	MB 1372 PG 152
Instrument Date	Jul 9, 2021
Instrument	202132009172
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5385 SMITH ST, 5385, GRACEVILLE, FL 32440-1958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5386 DEKLE ST, GRACEVILLE, FL 32440-1943

Mortgage

Document Number	1707789
Date	Jul 23, 2021
Instrument	1707/789

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5385 Smith St was $3,918, down 1.2% from the year before.

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Municipality	Graceville City
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,918.00 (-1.16%)	$226,076 (-0.95%) Land $35,600 Building $190,476	$226,076 (-0.95%) Land $35,600 Building $190,476
2024	$3,964.00 (+9.08%)	$228,254 (+2.77%) Land $35,600 Building $192,654	$228,254 (+2.77%) Land $35,600 Building $192,654
2023	$3,634.00 (+18.72%)	$222,099 (+18.82%) Land $35,600 Building $186,499	$222,099 (+18.82%) Land $35,600 Building $186,499
2022	$3,061.00	$186,928 Land $35,600 Building $151,328	$186,928 Land $35,600 Building $151,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5385 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5385 Smith St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRACEVILLE serves 4,000 people · EPA ID FL1320145
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20