5385 Olde Towne Rd, Williamsburg, VA 23188 Property Records

James City County property record for 5385 Olde Towne Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,863 sqft · built 2022
Lot Size	0.473 acres (20,604 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Oct 2025)
Tax Bill	$4,658 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-4 01-0-0008-A`

Property Details

APN / Parcel Number

Primary APN	`32-4 01-0-0008-A`
Alternative APN	`1687`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,863 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	20,604 sqft (0.473 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	145 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Account Number	1687
Street Address	5385 OLDE TOWNE RD
City	WILLIAMSBURG
State	VA
Zip	23188-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-2 GREENHOW-JONES
Legal Subdivision	ACREAGE LOTS POWHATAN
Legal Lot Number	2
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	2
Census Block	2017
Census Tract	80305

Owner

5385 Olde Towne Rd is owned and occupied by two individuals who bought it in October 2025.

Source: James City County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5385 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHESAPEAKE BANK
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Mar 29, 2022	Intrafamily Transfer, Transfer
Mar 25, 2022	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
May 3, 2021	Warranty Deed, Transfer NOT AVAILABLE, GODSPEED TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Mar 29, 2022 · Amount on File
Prior Transfer Date	Mar 25, 2022
Prior Transfer Doc	0202204787
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	5385 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1921
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210014263
Date	Jul 14, 2021
Instrument	210014263

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 16, 2025
Property Address	5385 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1921
Document Number	0202514692
Map Reference	DOC 210008937
Instrument Date	Oct 14, 2025
Instrument	202514692
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5385 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1921

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5385 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1921

Mortgage

Document Number	0202514693
Date	Oct 16, 2025
Instrument	202514693

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Mar 29, 2022
Property Address	5385 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1921
Document Number	0202204787
Instrument Date	Mar 25, 2022
Instrument	202204787
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5385 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1921

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 25, 2022
Property Address	5385 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1921
Document Number	0202204689
Instrument Date	Mar 24, 2022
Instrument	202204689
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5385 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1921

Mortgage

Document Number	0202204690
Date	Mar 25, 2022
Instrument	202204690

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 3, 2021
Property Address	5385 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1921
Document Number	0210008937
Instrument Date	Apr 21, 2021
Instrument	210008937
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NOT AVAILABLE, GODSPEED TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 415, NORGE, VA 23127-0415

Tax Assessment & Valuation

The 2025 property tax bill for 5385 Olde Towne Rd was $4,658.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,658.00	$561,300 Land $56,600 Building $504,700	$561,300 Land $56,600 Building $504,700
2023		$373,300 Land $46,900 Building $326,400	$373,300 Land $46,900 Building $326,400
2022	$3,098.00
2019	$567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5385 Olde Towne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5385 Olde Towne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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