5385 Cottage Cir, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 5385 Cottage Cir, Hoover, AL 35226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,515 sqft · built 2004
Lot Size0.129 acres (5,608 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Sep 2026)
Tax Bill$2,271 (2025)
Deeds & MortgagesSep 2026 Sale
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN39-00-29-1-000-151.000

Property Details

APN / Parcel Number

Primary APN39-00-29-1-000-151.000
Alternative APN
  • 74481

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,515 sqft Living Area
1st Floor Area1,515 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2012
Exterior MaterialBrick/Wood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,608 sqft (0.129 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage Area400 sqft
PorchSlab
Porch Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number74481
Street Address5385 COTTAGE CIR
CityHOOVER
StateAL
Zip35226-5110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePR-1
Legal DescriptionLOT 304 PHASE III DEER VALLEY GARDEN HOMES PB 38 PG 14
Legal Range03W
Legal Township19S
Legal Section29
Legal SubdivisionDEER VALLEY GARDEN HOMES
Legal PhaseIII
Legal Lot Number304
JurisdictionJEFFERSON AL
Township / Civil DivisionHOOVER
Census Block Group2
Census Block2011
Census Tract14415

Owner

Source: Jefferson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5385 COTTAGE CIR, HOOVER, AL 35226-5110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Warranty Deed, Transfer
Jan 30, 2023Warranty Deed, Transfer · FHA Mortgage
TRUSTMARK NATIONAL BANK
Sep 6, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2026 · Amount on Record
Deed SaleSep 21, 2026 · Amount on Record
Prior SaleSep 21, 2026 · Amount on Record
Deed Document Number202686950
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateSep 21, 2026
Property Address5385 COTTAGE CIR, HOOVER, AL 35226-5110
Document Number0000086950
Instrument DateSep 18, 2026
Instrument202686950
Transaction TypeTransfer
Record UpdatedOct 19, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5385 COTTAGE CIR, HOOVER, AL 35226-5110

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateJan 30, 2023
Property Address5385 COTTAGE CIR, HOOVER, AL 35226-5110
Document Number0000007429
Instrument DateJan 27, 2023
Instrument2023007429
Transaction TypeTransfer
Record UpdatedFeb 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5385 COTTAGE CIR, HOOVER, AL 35226-5110

Mortgage

Document Number0000007430
DateJan 30, 2023
Instrument2023007430
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateSep 6, 2018
Property Address5385 COTTAGE CIR, HOOVER, AL 35226-5110
Document Number0000094073
Instrument DateSep 5, 2018
Instrument2018094073
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5385 COTTAGE CIR, HOOVER, AL 35226-5110

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityHoover City
Unified School DistrictHoover City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,271.00 (+4.17%) Homeowner's exemption$32,020 (+9.36%)$320,100 (+9.32%) Land $122,000 Building $198,100
2024$2,180.00
2023$29,280 (+14.96%) Land $12,200 Building $17,080$292,800 (+14.96%) Land $122,000 Building $170,800
2022Senior Citizen's exemption$25,470 Land $7,000 Building $18,470$254,700 Land $70,000 Building $184,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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