5384 Smith Rd, Houston, OH 45333 Property Records

Shelby County property record for 5384 Smith Rd, Houston, OH 45333

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1972
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Apr 2008)
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-2516127.007`

Property Details

APN / Parcel Number

Primary APN	`22-2516127.007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Roof Material	Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	455 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5384 SMITH RD
City	HOUSTON
State	OH
Zip	45333-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R05 T09 S16 LOT 5 IN B & J SUBDIVISION & BEING PT OF NW QR 180-25-16-127-007PLAT V8 P52
Legal Subdivision	B&J SUBDIVISION
Legal Lot Number	5
Jurisdiction	SHELBY OH
Township / Civil Division	LORAMIE
Census Block Group	4
Census Block	4018
Census Tract	972300

Owner

5384 Smith Rd is owned and occupied by an individual who bought it in April 2008.

Source: Shelby County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5384 SMITH RD, HOUSTON, OH 45333-8610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2008 · Amount on File
Deed Sale	Apr 18, 2008 · Amount on File
Prior Sale	Jan 11, 2008 · Amount on File
Deed Document Number	20082389
Deed Book / Page	1683 / 562
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	5384 SMITH RD, HOUSTON, OH 45333-8610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2138/088
Date	Aug 2, 2018
Book Page	2138/088
Instrument	201800003881

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	5384 SMITH RD, HOUSTON, OH 45333-8610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2204/712
Date	Jan 22, 2020
Book Page	2204/712
Instrument	202000000387

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5384 Smith Rd was $1,404 with a homeowner's exemption, down 7% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Loramie Township
Unified School District	Hardin-Houston Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,404.00 (-7.02%)	$44,850 (-) Land $8,740 Building $36,110
2024	$1,510.00 (-6.67%) Homeowner's exemption	$44,850 (-) Land $8,740 Building $36,110
2023	$1,618.00 (+3.25%) Homeowner's exemption	$44,850 (+23.05%) Land $8,740 Building $36,110	$128,140 Land $24,960 Building $103,180
2022	$1,567.00 Homeowner's exemption	$36,450 Land $7,100 Building $29,350
2020			$104,140 Land $20,280 Building $83,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5384 Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5384 Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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