Calaveras County property record for 5384 Old Emigrant Trl W, Mountain Ranch, CA 95246
| Property Type | Ranch |
|---|---|
| Details | 3 bd · 2 ba · 2,309 sqft · built 2003 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Dec 2022) |
| Tax Bill | $6,541 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-017-007-000 |
| Primary APN | 020-017-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,309 sqft Gross Area |
| 1st Floor Area | 2,309 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 220,414 sqft |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 5384 OLD EMIGRANT TRL W |
|---|---|
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | RR5 |
| Legal Description | EL RANCHO LOMA SERENA 1 2 3 LOT 126 |
| Legal Subdivision | EL RANCHO LOMA SERENA |
| Legal Lot Number | 126 |
| Legal Unit | 1 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | SAN ANDREAS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 302 |
Source: Calaveras County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9660 RUFF AVE, STOCKTON, CA 95212-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 1, 2022 | Grant Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 24, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Aug 24, 2020 | Quit Claim Deed, Transfer AMROCK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on Record |
| Deed Sale | Dec 1, 2022 · Amount on Record |
| Prior Sale | Aug 27, 2014 · Amount on Record |
| Deed Document Number | 202213705 |
| Prior Transfer Date | Aug 7, 2020 |
| Prior Transfer Doc | 0000011600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 5384 OLD EMIGRANT TRL E, MOUNTAIN RANCH, CA 95246 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5384 OLD EMIGRANT TRL W, MOUNTAIN RANCH, CA 95246 |
| Document Number | 0000002467 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026-002467 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Dec 1, 2022 |
| Property Address | 5384 OLD EMIGRANT TRL E, MOUNTAIN RANCH, CA 95246 |
| Document Number | 0000013705 |
| Map Reference | MB 3 PG 30 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022-013705 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5384 OLD EMIGRANT TRL W, MOUNTAIN RANCH, CA 95246 |
| Document Number | 0000013706 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 2022-013706 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Aug 24, 2020 |
| Property Address | 5384 OLD EMIGRANT TRL E, MOUNTAIN RANCH, CA 95246 |
| Document Number | 0000011600 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 11600 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5384 OLD EMIGRANT TRL MOUNTAIN RANCH CA 95246, MOUNTAIN RANCH, CA 95246 |
| Document Number | 11601 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 11601 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Aug 24, 2020 |
| Property Address | 5384 OLD EMIGRANT TRL E, MOUNTAIN RANCH, CA 95246 |
| Document Number | 0000011602 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 11602 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5384 OLD EMIGRANT TRL W MOUNTAIN RANCH CA 95246, MOUNTAIN RANCH, CA 95246 |
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $594,276 (+2%) Land $53,060 Building $541,216 | |
| 2025 | $6,541.00 (+1.88%) Homeowner's exemption | $582,624 (+4.04%) Land $52,020 Building $530,604 |
| 2023 | $6,420.00 (+30.81%) | $560,000 Land $50,000 Building $510,000 |
| 2022 | $4,908.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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