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5382 Ridge Ct, Troy, MI 48098 Property Records

Oakland County property record for 5382 Ridge Ct, Troy, MI 48098 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,255 sqft · built 1974
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$496,000 (Feb 2020)
Tax Bill$7,456 (2025)
Deeds & MortgagesMay 2021 Mortgage
Sep 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-07-402-011

Property Details

APN / Parcel Number

Primary APN88-20-07-402-011
Alternative APN
  • 2007402011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,255 sqft Living Area
1st Floor Area1,949 sqft
Basement Area1,461 sqft
Unfinished Basement1,949 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area125 sqft
Deck Area352 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5382 RIDGE CT
CityTROY
StateMI
Zip48098-2451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 7 WINDRIDGE SUB LOT 49
Legal Range11E
Legal Township2N
Legal Section7
Legal SubdivisionWINDRIDGE SUB
Legal Lot Number49
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1016
Census Tract196500

Owner

Source: Oakland County records · APN 88-20-07-402-011

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5382 RIDGE CT, TROY, MI 48098-2451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Sep 06, 2018Deed of Trust, Mortgage · Line of Credit
CMG MORTGAGE INC
Feb 07, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 2020 · Amount on Record
Deed SaleFeb 07, 2020 · Amount on Record
Prior SaleApr 30, 2012 · Amount on Record
Deed Document Number202028698
Deed Book / Page53812 / 831
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5382 RIDGE CT, TROY, MI 48098-2451
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5382 RIDGE CT, TROY, MI 48098-2451

Mortgage

Document Number0000134054
DateMay 20, 2021
Book Page56272/577
Instrument134054
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5382 RIDGE CT, TROY, MI 48098-2451
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000146303
DateSep 06, 2018
Book Page52153/00280
Instrument146303
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 21, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 07, 2020
Property Address5382 RIDGE CT, TROY, MI 48098-2451
Document Number0000028698
Book / Page053812 / 000831
Instrument DateSep 17, 2019
Instrument28698
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanySTEWART TITLE, STEWART TITLE RELOCATION SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,266.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20930 MICHAEL CT ST CLAIR SHORES MI 480811126, ST CLAIR SHORES, MI 48081-1126

Mortgage

Document Number30001
DateFeb 07, 2020
Book Page053821/000368
Instrument30001
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2050

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,456.00 (-7.21%)
2023$466,340
2022$8,035.00$233,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251965001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1985)
Most Recent ClaimJan 1985, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WOW Internet, Cable & PhoneCable1,200 / 50
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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