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  5. Echo Valley Rd

5382 Echo Valley Rd, Lily, KY 40740 Property Records

Laurel County property record for 5382 Echo Valley Rd, Lily, KY 40740

Property Summary

Property TypeRural Home
Details1 ba · 952 sqft · built 1940
Lot Size14 acres (609,840 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (May 2025)
Tax Bill$543 (2025)
Deeds & MortgagesAug 2026 Construction Loan
May 2025 Sale
Flood ZoneZone X (minimal risk)
APN094-90-00-045.00

Property Details

APN / Parcel Number

Primary APN094-90-00-045.00
Alternative APNs
  • 336935
  • 13159

Interior

Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area952 sqft Living Area

Exterior

Year BuiltBuilt 1940
Exterior MaterialOther
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area609,840 sqft (14 acres)
PorchPorch
Porch Area142 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number336935
Street Address5382 ECHO VALLEY RD
CityLILY
StateKY
Zip40740-3424
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-1
Legal Description14 ACRES & HOUSE
JurisdictionLAUREL KY
Township / Civil DivisionCAMP GROUND
Census Block Group1
Census Block1015
Census Tract970900

Owner

5382 Echo Valley Rd, a rural home, is owned by an individual who bought it in May 2025.

Source: Laurel County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address345 BILL MAYS RD, LONDON, KY 40744-8161
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY TRUST BANK
May 15, 2025Warranty Deed, Transfer
UNKNOWN, KY MOUNTAIN LAND TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2025 · Amount on File
Deed SaleMay 15, 2025 · Amount on File
Deed Document Number232960
Deed Book / Page825 / 398
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUREL KY
Recording DateAug 26, 2026
Property Address5382 ECHO VALLEY RD, LILY, KY 40740-3424
Document Number0000666025
Book / Page1474 / 553
Instrument DateAug 11, 2026
Instrument2026666025
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5382 ECHO VALLEY RD, LILY, KY 40740-3424

Mortgage

Document Number0000666025,
DateAug 26, 2026
Book Page1474/553
Instrument2026666025
Lender
NameCOMMUNITY TRUST BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueAug 11, 2057
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUREL KY
Recording DateMay 15, 2025
Property Address5382 ECHO VALLEY RD, LILY, KY 40740-3424
Document Number00D825/398
Book / PageD825 / 398
Instrument DateMay 15, 2025
Instrument606801
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyUNKNOWN, KY MOUNTAIN LAND TITLE INC

Transaction

AmountAmount on Record
Tax$55.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5194 ECHO VALLEY RD, LILY, KY 40740-3422

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address345 BILL MAYS RD, LONDON, KY 40744-8161

Tax Assessment & Valuation

The 2025 property tax bill for 5382 Echo Valley Rd was $543.

Source: Laurel County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLaurel County
Unified School DistrictLaurel County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$543.00$69,900 Land $8,700 Building $61,200$69,900 Land $8,700 Building $61,200
2023$30.00 Homeowner's exemption$50,200$50,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5382 Echo Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5382 Echo Valley Rd is high, ranking above 81% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 95% of Kentucky
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LAUREL WATER DISTRICT
serves 16,062 people · EPA ID KY0630797
Water SourcePurchased surface water from WOOD CREEK WATER DISTRICT
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Windstream
DSL		200 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Zetalink.

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