Lake County property record for 5381 Williams Dr, Silver Bay, MN 55614
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,842 sqft · built 1972 |
| Lot Size | 3.49 acres (152,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Nov 2017) |
| Tax Bill | $5,108 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Nov 2017 Sale + 1 more |
| APN | 26-5634-04110 |
| Primary APN | 26-5634-04110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Gross Area |
| 1st Floor Area | 1,554 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 152,024 sqft (3.49 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 30 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5381 WILLIAMS DR |
|---|---|
| City | SILVER BAY |
| State | MN |
| Zip | 55614-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9-11 BLOCK 4 |
| Legal Range | 07W |
| Legal Township | 56N |
| Legal Section | 28 |
| Legal Subdivision | LORNTSON-JOHNSON |
| Legal Block | 4 |
| Legal Lot Number | 9-11 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | BEAVER BAY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 370300 |
5381 Williams Dr is owned by two individuals who bought it in November 2017.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 837 AMBLE CT, SAINT PAUL, MN 55126-2270 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Nov 15, 2017 | Warranty Deed, Transfer |
| Nov 15, 2017 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2017 · Amount on File |
| Deed Sale | Nov 15, 2017 · Amount on File |
| Deed Document Number | 2017188826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 5381 WILLIAMS DR, SILVER BAY, MN 55614-4205 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000196542 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | A000196542 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Nov 15, 2017 |
| Property Address | 5381 WILLIAMS DR, SILVER BAY, MN 55614-4205 |
| Document Number | A000188826 |
| Instrument Date | Nov 3, 2017 |
| Instrument | A000188826 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,419.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Nov 15, 2017 |
| Property Address | 5381 WILLIAMS DR, SILVER BAY, MN 55614-4205 |
| Document Number | A000188825 |
| Instrument Date | Nov 3, 2017 |
| Instrument | A000188825 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 5381 Williams Dr was $5,108, down 6.2% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Beaver Bay Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,108.00 (-6.17%) | $1,182,900 Land $575,000 Building $607,900 | $1,182,900 Land $575,000 Building $607,900 |
| 2025 | $5,444.00 | ||
| 2023 | $665,300 Land $346,800 Building $318,500 | $665,300 Land $346,800 Building $318,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 5381 Williams Dr; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5381 Williams Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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