5381 Clearview Dr, Troy, MI 48098 Property Records

Oakland County property record for 5381 Clearview Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,262 sqft · built 1983
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$417,500 (Jun 2017)
Tax Bill$9,141 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-07-403-016

Property Details

APN / Parcel Number

Primary APN88-20-07-403-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,262 sqft Living Area
1st Floor Area2,411 sqft
Basement Area2,411 sqft
Unfinished Basement2,411 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions150 ft deep x 115 ft wide
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area35 sqft
Deck Area468 sqft
Patio Area468 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5381 CLEARVIEW DR
CityTROY
StateMI
Zip48098-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 7 CHELSEA VILLAGE SUB NO 2 LOT 123
Legal Range11E
Legal Township2N
Legal Section7
Legal SubdivisionCHELSEA VILLAGE SUB #2
Legal Lot Number123
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1015
Census Tract196500

Owner

5381 Clearview Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5381 CLEARVIEW DR, TROY, MI 48098-2427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 7, 2017Warranty Deed, Transfer · Conventional with PMI
SOMERSET LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2017 · Amount on File
Deed SaleJun 7, 2017 · Amount on File
Prior SaleMar 3, 2006 · Amount on File
Deed Document Number2017111339
Deed Book / Page50744 / 472
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5381 CLEARVIEW DR, TROY, MI 48098-2427
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000141898
DateJul 21, 2020
Book Page54533/679
Instrument141898
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term325 Months
DueAug 1, 2047

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5381 CLEARVIEW DR, TROY, MI 48098-2427
Document Number0000012474
Book / Page051500 / 000876
Instrument DateJan 13, 2018
Transaction TypeMortgage
Record UpdatedFeb 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5381 CLEARVIEW DR TROY MI 480982427, TROY, MI 48098-2427

Mortgage

Document Number0000012474
DateJan 25, 2018
Book Page051500/000876
Instrument12474
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 24, 2048
Interest
Rate TypeAdjustable Rate
Rate3.25%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 7, 2017
Property Address5381 CLEARVIEW DR, TROY, MI 48098-2427
Document Number0000111339
Book / Page050744 / 000472
Instrument DateMay 31, 2017
Instrument111339
Transaction TypeTransfer
Record UpdatedJun 28, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,590.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1147 BAKER CT TROY MI 480835450, TROY, MI 48083-5450

Mortgage

Document Number111340
DateJun 7, 2017
Book Page050744/000475
Instrument111340
Lender
NameSOMERSET LNDG
AddressROCHESTER, MI 98307
Agreement
TypeConventional with PMI
AmountAmount on Record
Term960 Months
DueJun 6, 2097
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 5381 Clearview Dr was $9,141 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,141.00
2023$578,780
2022$9,595.00$289,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5381 Clearview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimJan 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5381 Clearview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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