5381 Bermuda Dr, Saint Louis, MO 63121 Property Records

St. Louis County property record for 5381 Bermuda Dr, Saint Louis, MO 63121

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1895
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$165,436 (Aug 2026)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13H-21-0986`

Property Details

APN / Parcel Number

Primary APN	`13H-21-0986`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,240 sqft
1st Floor Area	544 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Bungalow
Exterior Material	Asbestos
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	52 ft deep x 45 ft wide
Terrain	Below Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	180 sqft
Patio Area	180 sqft
Poultry House	96 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5381 BERMUDA DR
City	SAINT LOUIS
State	MO
Zip	63121-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	SEC 24 TWN 46 R 6 LOC AT SW LN OF ROSE MARY RIESER 2938-551
Legal Range	06
Legal Township	46
Legal Section	24
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORMANDY
Census Block Group	1
Census Block	1017
Census Tract	212400

Owner

5381 Bermuda Dr is owned and occupied by an individual who bought it in August 2026.

Source: St. Louis County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5381 BERMUDA DR, SAINT LOUIS, MO 63121-1407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · VA Mortgage JLB CORPORATION
Jan 9, 2026	Warranty Deed, Transfer
Nov 7, 2025	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Feb 12, 2026
Deed Document Number	2026607
Prior Transfer Date	Jul 2, 2024
Prior Transfer Doc	0000000103
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 28, 2026
Property Address	5381 BERMUDA DR, SAINT LOUIS, MO 63121-1407
Document Number	0000000607
Instrument Date	Aug 26, 2026
Instrument	2026828607
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SECURITY TITLE INSURANCE AGENCY, SEC TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5381 BERMUDA DR, SAINT LOUIS, MO 63121-1407

Mortgage

Document Number	0000000608,
Date	Aug 28, 2026
Instrument	2026828608

Lender

Name	JLB CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 9, 2026
Property Address	5381 BERMUDA DR, SAINT LOUIS, MO 63121-1407
Document Number	2026010900025
Instrument Date	Jan 8, 2026
Instrument	2026010900025
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 CROOKED STICK DR, O FALLON, MO 63366-5553

November 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 7, 2025
Property Address	5381 BERMUDA DR, SAINT LOUIS, MO 63121-1407
Document Number	2025110700028
Instrument Date	Oct 23, 2025
Instrument	2025110700028
Transaction Type	Foreclosure
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5381 BERMUDA DR, SAINT LOUIS, MO 63121-1407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4766 BRAMBLE BERRY DR, SAINT LOUIS, MO 63129-1754

Tax Assessment & Valuation

The 2025 property tax bill for 5381 Bermuda Dr was $1,368, up 36.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Normandy City
Unified School District	Normandy Schools Collaborative (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,720 (-) Land $2,640 Building $12,080	$77,500 (-) Land $13,900 Building $63,600
2025	$1,368.00 (+36.53%)	$14,720 (+43.47%) Land $2,640 Building $12,080	$77,500 Land $13,900 Building $63,600
2024	$1,002.00 (+0.7%)	$10,260 (-) Land $1,500 Building $8,760
2023	$995.00 (-17.5%)	$10,260 (-6.9%) Land $1,500 Building $8,760	$54,000 Land $7,900 Building $46,100
2022	$1,206.00	$11,020 Land $3,020 Building $8,000
2021			$58,000 Land $15,900 Building $42,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5381 Bermuda Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5381 Bermuda Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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