5381 Beach Rd, Celina, OH 45822 Property Records

Mercer County property record for 5381 Beach Rd, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,960 sqft · built 2006
Lot Size0.353 acres (15,410 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Sep 2005)
Tax Bill$7,599 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone AE (high risk)
APN09-045800.0000

Property Details

APN / Parcel Number

Primary APN09-045800.0000
Alternative APN
  • 09-20-176-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,960 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area15,410 sqft (0.353 acres)
Lot Dimensions134 ft deep x 115 ft wide
Garage TypeAttached
Garage Area804 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street AddressBEACH RD
CityCELINA
StateOH
Zip45822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURTLENECK POINT FORMER COLDWATER BEACH J ALSO LOT 22 AND FORMER ST PARCEL 54-130
Legal SubdivisionTURTLENECK POINT
Legal Lot Number22
JurisdictionMERCER OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1024
Census Tract967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3776 GRAND OAK TRL, DAYTON, OH 45440-5008
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2005 · Amount on Record
Deed SaleSep 6, 2005 · Amount on Record
Deed Document Number20055516
Prior Transfer DateSep 1, 2005
Prior Transfer Doc0000005518
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5381 BEACH RD, CELINA, OH 45822
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900005999
DateDec 23, 2019
Instrument201900005999
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionFranklin Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,599.00$182,490 (-) Land $77,840 Building $104,650
2024$7,599.00 (+0.24%)$182,490 (-) Land $77,840 Building $104,650
2023$7,581.00 (+18.68%)$182,490 (+37.24%) Land $77,840 Building $104,650$521,400 (+37.25%) Land $222,400 Building $299,000
2022$6,388.00$132,970 Land $77,740 Building $55,230
2020$379,900 Land $222,100 Building $157,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation872.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2005–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimFeb 2011 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND LAKE ESTATES
private · serves 103 people · EPA ID OH5400312
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2026
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Beach Rd

Nearby Streets

Search Property Records by Address or Parcel Number