Berrien County property record for 5380 E Empire Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,520 sqft · built 2019 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $27,000 (May 2015) |
| Tax Bill | $3,113 (2025) |
| Deeds & Mortgages | Aug 2018 Construction Loan Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0030-0005-00-4 |
| Primary APN | 01-0030-0005-00-4 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| 1st Floor Area | 2,520 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 522,720 sqft (12 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5380 E EMPIRE AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | THE N 12 A OF E 16 A OF W 25 A OF NW QTR OF NE QTR SEC 30 T4S R17W |
| Legal Range | 17W |
| Legal Township | 04S |
| Legal Section | 30 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10400 |
5380 E Empire Ave is owned and occupied by two individuals who bought it in May 2015.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 154, RIVERSIDE, MI 49084-0154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2018 | Deed of Trust, Mortgage · Construction Mortgage CHEMICAL BANK |
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2015 · Amount on File |
| Deed Sale | May 13, 2015 · Amount on File |
| Deed Book / Page | 3103 / 964 |
| Prior Transfer Date | Sep 25, 2009 |
| Prior Transfer Doc | 02899/1387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 5380 E EMPIRE AVE, BENTON HARBOR, MI 49022-9763 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03213/0597 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 3213/0597 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.74% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.74% |
| Index | 1-Year LIBOR |
| Max Rate | 8.74% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 5380 E EMPIRE AVE, BENTON HARBOR, MI 49022-9763 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5380 E EMPIRE AVE, BENTON HARBOR, MI 49022-9763 |
| Document Number | 03355/3033 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 3355/3033 |
| Instrument | 3355-3033 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 5380 E Empire Ave was $3,113 with a homeowner's exemption, up 11.3% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Bainbridge Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,800 (+5.25%) | $517,600 (+5.25%) | |
| 2025 | $3,113.00 (+11.34%) Homeowner's exemption | $245,900 | $491,800 |
| 2024 | $2,796.00 | ||
| 2023 | $191,900 | $383,800 | |
| 2022 | $2,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5380 E Empire Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5380 E Empire Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber.
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