Ocean County and Lacey Township property record for 538 Windsor St, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,154 sqft · built 1976 |
| Lot Size | 0.045 acres (1,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Jan 1998) |
| Tax Bill | $4,636 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01471-0000-00022 |
| Primary APN | 13-01471-0000-00022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| 1st Floor Area | 1,154 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,979 sqft (0.045 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00099342 |
|---|---|
| Street Address | 538 WINDSOR ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-2346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | IRR 23,24,25,26 |
| Legal Subdivision | BARNEGAT PINES REALTY CO |
| Legal Block | 1471 |
| Legal Lot Number | 22 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 732003 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 538 WINDSOR ST, FORKED RIVER, NJ 08731-2346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC |
| Nov 24, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 1998 · Amount on Record |
| Deed Sale | Jan 30, 1998 · Amount on Record |
| Deed Document Number | 19987322 |
| Deed Book / Page | 5545 / 814 |
| Prior Transfer Date | Jan 29, 1998 |
| Prior Transfer Doc | 0055450814 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 538 WINDSOR ST, FORKED RIVER, NJ 08731-2346 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 538 WINDSOR ST, FORKED RIVER, NJ 08731-2346 |
| Document Number | 0201800134 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 20180/134 |
| Instrument | 2025085845 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 538 WINDSOR ST, FORKED RIVER, NJ 08731-2346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0181700695 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 18170/695 |
| Instrument | 2020139548 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2050 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,500 (-) Land $78,000 Building $91,500 | $169,500 (-) Land $78,000 Building $91,500 | |
| 2025 | $4,636.00 (+14.61%) Veteran's exemption | $169,500 (-) Land $78,000 Building $91,500 | $169,500 (-) Land $78,000 Building $91,500 |
| 2024 | $4,045.00 (+12.83%) | ||
| 2023 | $169,500 Land $78,000 Building $91,500 | $169,500 Land $78,000 Building $91,500 | |
| 2022 | $3,585.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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