Palm Beach County property record for 538 Waterside Dr, Hypoluxo, FL 33462
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 768 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on File |
| Last Sale | $58,000 (Oct 1999) |
| Tax Bill | $745 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-43-45-15-21-000-5380 |
| Primary APN | 26-43-45-15-21-000-5380 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Construction Type | Concrete Block |
| Lot Area | 43,560 sqft (1 acres) |
| Street Address | 538 WATERSIDE DR |
|---|---|
| City | HYPOLUXO |
| State | FL |
| Zip | 33462-6177 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | WATERSIDE VGE PALM BEACH COND BLDG 35 UNIT 538 |
| Legal Range | 43E |
| Legal Township | 45S |
| Legal Section | 15 |
| Legal Subdivision | WATERSIDE PALM BEACH COND |
| Legal Lot Number | 538 |
| Legal Unit | 538 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5703 |
The current owner of 538 Waterside Dr bought it in October 1999.
Source: Palm Beach County records, as of December 8, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 538 WATERSIDE DR # A, A, HYPOLUXO, FL 33462-6177 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Oct 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 1999 · Amount on File |
| Deed Sale | Oct 14, 1999 · Amount on File |
| Prior Sale | Mar 15, 1994 · Amount on File |
| Deed Document Number | 1140001045 |
| Deed Book / Page | 11400 / 01045 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 538 WATERSIDE DR, HYPOLUXO, FL 33462-6177 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0343501058 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 34350/1058 |
| Instrument | 20230190749 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 251 Months |
| Due | May 23, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 538 WATERSIDE DR, HYPOLUXO, FL 33462-6177 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 538 WATERSIDE DR, HYPOLUXO, FL 33462-6177 |
| Document Number | 0338841864 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 33884/1864 |
| Instrument | 20220411705 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2037 |
The 2025 property tax bill for 538 Waterside Dr was $745 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Hypoluxo Town |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $745.00 Homeowner's exemption | $79,902 | $175,000 Building $175,000 |
| 2023 | $674.00 (+1.35%) Homeowner's exemption | $75,388 (+3%) | $145,000 (+9.43%) Building $145,000 |
| 2022 | $665.00 Homeowner's exemption | $73,192 | $132,500 Building $132,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 Waterside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Waterside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blue Stream, T-Mobile.
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