538 Walsh St, Toledo, OH 43609 Property Records

Lucas County property record for 538 Walsh St, Toledo, OH 43609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,229 sqft · built 1927
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Aug 2018)
Tax Bill	$1,744 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-17324`

Property Details

APN / Parcel Number

Primary APN	`05-17324`
Alternative APN	`05367005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,229 sqft Living Area
1st Floor Area	657 sqft
2nd Floor Area	572 sqft
Basement Area	649 sqft

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	121 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 WALSH ST
City	TOLEDO
State	OH
Zip	43609-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	FEDERMANS SUB OF LOTS 4 5 8 E 1/2 & 9 HGHLD PK LOT 57 N 40 FT
Legal Subdivision	FEDERMANS SUB
Legal Tract	39
Legal Lot Number	4,5,8 5
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2008
Census Tract	3901

Owner

538 Walsh St is owned and occupied by an individual who bought it in August 2018.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	538 WALSH ST, TOLEDO, OH 43609-1961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Deed Document Number	18106011
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 1, 2018
Property Address	538 WALSH ST, TOLEDO, OH 43609-1961
Document Number	0000033221
Instrument Date	Jul 30, 2018
Instrument	33221
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	LVL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 WALSH ST TOLEDO OH 436091961, TOLEDO, OH 43609-1961

Mortgage

Document Number	33222
Date	Aug 1, 2018
Instrument	33222

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 538 Walsh St was $1,744 with a homeowner's exemption, up 8.3% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00 (+8.32%) Homeowner's exemption	$28,315 (-) Land $5,460 Building $22,855
2024	$1,610.00 (+19.79%) Homeowner's exemption	$28,315 (+37.12%) Land $5,460 Building $22,855	$80,900 Land $15,600 Building $65,300
2023	$1,344.00 (-0.37%) Homeowner's exemption	$20,650 (-) Land $3,745 Building $16,905
2022	$1,349.00 Homeowner's exemption	$20,650 Land $3,745 Building $16,905
2021			$59,000 Land $10,700 Building $48,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 Walsh St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 538 Walsh St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20