Scott County property record for 538 W Valley Dr, Eldridge, IA 52748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,158 sqft · built 1990 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | Individual Name on File |
| Last Sale | $378,000 (Oct 2026) |
| Tax Bill | $3,932 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 931507609 |
| Primary APN | 931507609 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 729 sqft |
| Basement Area | 1,034 sqft |
| Unfinished Basement | 1,034 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 111 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 141 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 538 W VALLEY DR |
|---|---|
| City | ELDRIDGE |
| State | IA |
| Zip | 52748-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOW VIEW ESTATES 5TH ADD LOT: 009 MEADOW VIEW ESTATES5TH ADD |
| Legal Subdivision | MEADOW VIEW ESTATES 5TH ADD |
| Legal Lot Number | 9 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | SHERIDAN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10201 |
538 W Valley Dr is owned and occupied by an individual who bought it in October 2026.
Source: Scott County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 W VALLEY DR, ELDRIDGE, IA 52748-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage DUTRAC COMMUNITY CREDIT UNION |
| Sep 8, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on File |
| Deed Sale | Oct 2, 2026 · Amount on File |
| Prior Sale | Jan 14, 2005 · Amount on File |
| Deed Document Number | 202621308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Oct 2, 2026 |
| Property Address | 538 W VALLEY DR, ELDRIDGE, IA 52748-1542 |
| Document Number | 0000021308 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202621308 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,004.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 W VALLEY DR, ELDRIDGE, IA 52748-1542 |
| Document Number | 0000021309, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 202621309 |
| Name | DUTRAC COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Sep 8, 2017 |
| Property Address | 538 W VALLEY DR, ELDRIDGE, IA 52748-1542 |
| Document Number | 201700024031 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 2017-00024031 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 538 W VALLEY DR, ELDRIDGE, IA 52748-1542 |
The 2026 property tax bill for 538 W Valley Dr was $3,932 with a homeowner's exemption.
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Scott County |
| Municipality | Eldridge City |
| Unified School District | North Scott Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,932.00 | $341,500 (-) Land $50,500 Building $291,000 | $341,500 (-) Land $50,500 Building $291,000 |
| 2025 | $3,932.00 (+2.93%) Homeowner's exemption | $341,500 Land $50,500 Building $291,000 | $341,500 Land $50,500 Building $291,000 |
| 2024 | $3,820.00 | ||
| 2023 | $308,300 Land $35,000 Building $273,300 | $308,300 Land $35,000 Building $273,300 | |
| 2022 | $3,958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 W Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2010–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 W Valley Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CentraCom Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures