Shelby County property record for 538 W Mitchell Rd, Memphis, TN 38109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,256 sqft · built 1964 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,600 (Jan 2024) |
| Tax Bill | $751 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jun 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-5040-0-0075 |
| Primary APN | 07-5040-0-0075 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Utility Area | 50 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 254 sqft |
| Carport | Carport |
| Carport Area | 254 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 538 W MITCHELL RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38109-3643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Subdivision | GEORGE W LEE |
| Legal Lot Number | 5 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 22220 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 538 W MITCHELL RD, MEMPHIS, TN 38109-3643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 22, 2024 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC |
| Jun 21, 2022 | Commercial Lease, Transfer |
| Feb 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LANDMARK COMMUNITY BANK |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LANDMARK CMNTY BK |
| Nov 18, 2019 | Warranty Deed, Transfer CLOSETRAK LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2024 · Amount on Record |
| Deed Sale | Jan 25, 2024 · Amount on Record |
| Prior Sale | Jan 22, 2024 · Amount on Record |
| Deed Document Number | 20246648 |
| Prior Transfer Date | Jan 12, 2024 |
| Prior Transfer Doc | 0000006648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 22, 2024 |
| Property Address | 538 W MITCHELL RD, MEMPHIS, TN 38109-3643 |
| Document Number | 0024005169 |
| Map Reference | MB 24 PG 7 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 24005169 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424.02 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 W MITCHELL RD, MEMPHIS, TN 38109-3643 |
| Document Number | 0024005170 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 24005170 |
| Name | MORTGAGE FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Commercial Lease |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 21, 2022 |
| Property Address | 538 W MITCHELL RD, MEMPHIS, TN 38109-3643 |
| Document Number | 0022068722 |
| Map Reference | MB 24 PG 7 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 22068722 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 876 RIVER PARK DR, MEMPHIS, TN 38103-0804 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 538 W MITCHELL RD, MEMPHIS, TN 38109-3643 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | CLOSETRAK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001309 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 21021309 |
| Name | LANDMARK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 5, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 538 W MITCHELL RD, MEMPHIS, TN 38109-3643 |
| Document Number | 0000011817 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | CLOSETRAK LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 101 VILLAGE LN MEMPHIS TN 381030890, MEMPHIS, TN 38103-0890 |
| Document Number | 0000011817 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 11817 |
| Name | LANDMARK CMNTY BK |
|---|---|
| Type | Bank |
| Address | COLLIERVILLE, TN 38017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 2, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Nov 18, 2019 |
| Property Address | 538 W MITCHELL RD, MEMPHIS, TN 38109-3643 |
| Document Number | 0000120029 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 120029 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | CLOSETRAK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $103.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 101 VILLAGE LN MEMPHIS TN 381030890, MEMPHIS, TN 38103-0890 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $751.00 (-8.08%) | $27,950 (+108.19%) Land $1,875 Building $26,075 | $111,800 (+108.19%) Land $7,500 Building $104,300 |
| 2023 | $13,425 Land $1,350 Building $12,075 | ||
| 2022 | $817.00 | ||
| 2021 | $53,700 Land $5,400 Building $48,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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