538 W Bailey St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 538 W Bailey St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 528 sqft · built 1900
Lot Size	0.178 acres (7,749 sqft)
Owner	Individual Name on Record
Last Sale	$106,500 (May 2020)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`01-22-08-476-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-08-476-002-000`
Alternative APN	`27430`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	528 sqft Finished Area
1st Floor Area	528 sqft
Basement Area	528 sqft
Finished Basement	212 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,749 sqft (0.178 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	206 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27430
Street Address	538 W BAILEY ST
City	SIOUX FALLS
State	SD
Zip	57104-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FP;FP
Legal Description	LOT 12 BLOCK 5 BROOKINGS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BROOKINGS ADDN
Legal Block	5
Legal Lot Number	12
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1005
Census Tract	201

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 W BAILEY ST, SIOUX FALLS, SD 57104-1404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
May 29, 2020	Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Deed Book / Page	596-D / 277
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	538 W BAILEY ST, SIOUX FALLS, SD 57104-1404
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 29, 2020
Property Address	538 W BAILEY ST, SIOUX FALLS, SD 57104-1404
Document Number	596DEED/277
Book / Page	596 DEED / 277
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 W BAILEY ST, SIOUX FALLS, SD 57104-1404

Mortgage

Document Number	1886MTG148
Date	May 29, 2020
Instrument	1886 MTG/148

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Mortgage

Document Number	1886MTG/151
Date	May 29, 2020
Book Page	1886 MTG/151

Lender

Name	GROW SOUTH DAKOTA (GROW SD)
Type	Non-Lending Institution
Address	SISSETON, SD 57262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,427 (+6.17%) Land $31,000 Building $105,427	$136,427 Land $31,000 Building $105,427
2025	$1,793.00	$128,500 (+10.59%) Land $31,000 Building $97,500
2024	$1,793.00 (+21.23%)	$116,200 (+22.7%) Land $31,000 Building $85,200
2022	$1,479.00	$94,700 Land $24,600 Building $70,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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