538 W 5th St, Lancaster, TX 75146 Property Records

Dallas County property record for 538 W 5th St, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 2005
Lot Size	0.421 acres (18,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,400 (Sep 2005)
Tax Bill	$6,073 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-09050-003-012-0000`

Property Details

APN / Parcel Number

Primary APN	`36-09050-003-012-0000`
Alternative APN	`360905000301200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	1,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,330 sqft (0.421 acres)
Lot Dimensions	250 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	360905000301200
Street Address	538 W 5TH ST
City	LANCASTER
State	TX
Zip	75146-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z350
Legal Description	WESTRIDGE ANNEX BLK C LT 12 VOL2005185/10737 DD09162005 CO-DC 0905000301200 4CN09050003
Legal Subdivision	WESTRIDGE ANNEX
Legal Tract	9050
Legal Block	C
Legal Lot Number	12
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3027
Census Tract	16803

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 W 5TH ST, LANCASTER, TX 75146-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2005 · Amount on Record
Deed Sale	Sep 20, 2005 · Amount on Record
Prior Sale	Jul 20, 2004
Deed Book / Page	2005185 / 10737
Prior Transfer Date	Sep 16, 2005
Prior Transfer Doc	2005010737
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	538 W 5TH ST, LANCASTER, TX 75146-2346
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900137919
Date	May 30, 2019
Instrument	201900137919

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,230 (+5.3%) Land $60,000 Building $211,230	$271,230 (+5.3%) Land $60,000 Building $211,230
2025	$6,073.00 (-0.18%)	$257,580 (-3.98%) Land $50,000 Building $207,580	$257,580 (-3.98%) Land $50,000 Building $207,580
2024	$6,084.00 (-5.92%)
2023	$6,467.00 (-9.01%)	$268,250 Land $50,000 Building $218,250	$268,250 Land $50,000 Building $218,250
2022	$7,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20