538 W 3rd St, Berwick, PA 18603 Property Records

Columbia County property record for 538 W 3rd St, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	1,206 sqft · built 1970
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$28,000 (Feb 2020)
Tax Bill	$1,469 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Aug 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`04C,04-202-00,000`

Property Details

APN / Parcel Number

Primary APN	`04C,04-202-00,000`
Alternative APN	`04 C042020 000`

Interior

Building Area	1,206 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	538 W 3RD ST
City	BERWICK
State	PA
Zip	18603-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	538 W 3RD ST PT LOT 11
Legal Subdivision	FREAS FOWLERS ADDITION
Jurisdiction	COLUMBIA PA
Township / Civil Division	BERWICK
Census Block Group	5
Census Block	5044
Census Tract	50600

Owner

Source: Columbia County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 104, MIFFLINVILLE, PA 18631-0104
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed, Transfer · Commercial Mortgage FIRST KEYSTONE COMMUNITY BANK
Aug 8, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Prior Sale	May 11, 2007 · Amount on Record
Deed Document Number	20201315
Record Updated	Oct 29, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA PA
Recording Date	Feb 18, 2020
Property Address	538 W 3RD ST, BERWICK, PA 18603-2903
Document Number	0000001315
Instrument Date	Jan 16, 2020
Instrument	202001315
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$631.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 104, MIFFLINVILLE, PA 18631-0104

Mortgage

Document Number	0000001316
Date	Feb 18, 2020
Instrument	202001316

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COLUMBIA PA
Recording Date	Aug 8, 2019
Property Address	538 W 3RD ST, BERWICK, PA 18603-2903
Document Number	0000006050
Instrument Date	Aug 8, 2019
Instrument	6050
Transaction Type	Foreclosure
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$21.38
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
Municipality	Berwick Borough
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,469.00 (+5.08%)	$15,778 (-)
2024	$1,398.00 (+7.29%)	$15,778 (-) Land $2,500 Building $13,278
2023	$1,303.00	$15,778 Land $2,500 Building $13,278
1992			$31,556 (-) Land $5,000 Building $26,556
1974			$31,556 Land $5,000 Building $26,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Apr 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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