538 Twin Valley Dr, Clemmons, NC 27012 Property Records

Davidson County property record for 538 Twin Valley Dr, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,526 sqft · built 1999
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Oct 2003)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-007-N-000-0085`

Property Details

APN / Parcel Number

Primary APN	`03-007-N-000-0085`
Alternative APN	`9069464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,526 sqft Total Area
1st Floor Area	832 sqft
Upper Floors Area	550 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9069464
Street Address	538 TWIN VALLEY DR
City	CLEMMONS
State	NC
Zip	27012-6733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	PB29-76 L85 BK1473-953 SPRING CRK 3
Legal Subdivision	SPRING CRK SEC 03
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	2
Census Block	2000
Census Tract	60302

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 TWIN VALLEY DR, CLEMMONS, NC 27012-6733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 24, 2022	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2003 · Amount on Record
Deed Sale	Oct 27, 2003 · Amount on Record
Prior Sale	Jun 10, 2003 · Amount on Record
Deed Book / Page	1473 / 953
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	538 TWIN VALLEY DR, CLEMMONS, NC 27012-6733
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	UNKNOWN, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 TWIN VALLEY DR, CLEMMONS, NC 27012-6733

Mortgage

Document Number	0027252321
Date	Oct 27, 2025
Book Page	2725/2321
Instrument	2025019674

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	538 TWIN VALLEY DR, CLEMMONS, NC 27012-6733
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025481667
Date	May 24, 2022
Book Page	2548/1667
Instrument	2022000011816

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,400 (-)	$178,400 (-) Land $40,000 Building $138,400
2025	$1,124.00 (-1.49%)	$178,400 (-)	$178,400 (-) Land $40,000 Building $138,400
2023	$1,141.00	$178,400	$178,400 Land $40,000 Building $138,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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