Rockcastle County property record for 538 Trinity Ln, Mount Vernon, KY 40456
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1994 |
| Lot Size | 3.11 acres (135,472 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Jan 2026) |
| Tax Bill | $88 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-00-040.01 |
| Primary APN | 024-00-040.01 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,344 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 135,472 sqft (3.11 acres) |
| Water Source | Commercial |
|---|
| Account Number | 1120101 |
|---|---|
| Street Address | 538 TRINITY LN |
| City | MOUNT VERNON |
| State | KY |
| Zip | 40456-8006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.11 ACRES & DUTCH HOME |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 950300 |
Source: Rockcastle County records · APN 024-00-040.01
Assessment roll updated January 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 337 CHESTNUT RIDGE RD, MOUNT VERNON, KY 40456-6822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 09, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Jul 09, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2026 · Amount on Record |
| Deed Sale | Jan 05, 2026 · Amount on Record |
| Deed Book / Page | 300 / 639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 538 TRINITY LN, MOUNT VERNON, KY 40456-8006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 538 TRINITY LN, MOUNT VERNON, KY 40456-8006 |
| Document Number | 000294/526 |
|---|---|
| Date | Jul 09, 2019 |
| Book Page | 294/526 |
| Instrument | 160276 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 07, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 538 TRINITY LN, MOUNT VERNON, KY 40456-8006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | M294/526 |
|---|---|
| Date | Jul 09, 2019 |
| Book Page | M294/526 |
| Instrument | 160276 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 07, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rockcastle County records · Assessment roll updated January 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Unified School District | Rockcastle County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88.00 (-67.77%) Homeowner's exemption | $60,000 (+81.82%) | $60,000 (+81.82%) |
| 2023 | $273.00 | $33,000 | $33,000 |
Source: FEMA National Flood Hazard Layer as of August 3, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Feb 2021 · river or lake flooding |
| Wildfire Risk | Moderate above 65% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Uniti Group DSL | 25 / 3 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 6 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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