Lincoln County property record for 538 Tanner Cir, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2007 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $104,900 (Jan 2011) |
| Tax Bill | $1,100 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-02-05-002.00 |
| Primary APN | 036-02-05-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 538 TANNER CIR |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-8123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & LOT 56 PH 2 (.344 AC) |
| Legal Subdivision | HANGING FORK |
| Legal Phase | 2 |
| Legal Lot Number | 56 |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 920102 |
Source: Lincoln County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 538 TANNER CIR, STANFORD, KY 40484-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC |
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2011 · Amount on Record |
| Deed Sale | Jan 5, 2011 · Amount on Record |
| Prior Sale | Apr 17, 2007 · Amount on Record |
| Deed Document Number | 2011303943 |
| Deed Book / Page | 395 / 123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 538 TANNER CIR, STANFORD, KY 40484-8123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 538 TANNER CIR, STANFORD, KY 40484-8123 |
| Investor | Possibly a Property Investor |
| Document Number | 000565/488 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 565/488 |
| Instrument | 2346186 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 538 TANNER CIR, STANFORD, KY 40484-8123 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | MTG502/37 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | MTG 502/37 |
| Instrument | 478657 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,100.00 (-4.26%) | $112,000 (-) Land $18,000 Building $94,000 | $112,000 (-) Land $18,000 Building $94,000 |
| 2024 | $1,149.00 | ||
| 2023 | $112,000 Land $18,000 Building $94,000 | $112,000 Land $18,000 Building $94,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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