538 Tag Ln, Ramona, CA 92065 Property Records

San Diego County property record for 538 Tag Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,516 sqft · built 1990
Lot Size	0.14 acres (6,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Sep 2025)
Tax Bill	$5,545 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`282-380-04-00`

Property Details

APN / Parcel Number

Primary APN	`282-380-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	6,080 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	538 TAG LN
City	RAMONA
State	CA
Zip	92065-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 4 TR 012185
Legal Subdivision	SAN DIEGO #4610
Legal Tract	012185
Legal Block	4
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4008
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 TAG LN, RAMONA, CA 92065-2706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FED'L SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	2025255575
Prior Transfer Date	Jan 27, 2003
Prior Transfer Doc	0000124033
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2025
Property Address	538 TAG LN, RAMONA, CA 92065-2706
Document Number	0000255575
Map Reference	MAP 12185
Instrument Date	Sep 5, 2025
Instrument	2025-0255575
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	538 TAG LN, RAMONA, CA 92065-2706

Mortgage

Document Number	0000255576
Date	Sep 16, 2025
Instrument	2025-0255576

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	538 TAG LN, RAMONA, CA 92065-2706
Document Number	0000095218
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	538 TAG LN RAMONA CA 920652706, RAMONA, CA 92065-2706

Mortgage

Document Number	0000095218
Date	Mar 12, 2018
Instrument	95218

Lender

Name	MISSION FED'L SVC
Address	SAN DIEGO, CA 92191-9023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$770,000 (+28.17%) Land $400,000 Building $370,000
2025	$5,545.00 (+5.7%)	$600,746 (+4.04%) Land $156,540 Building $444,206
2023	$5,246.00 (-21.27%)	$577,420 Land $150,462 Building $426,958
2022	$6,663.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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