538 Summit Dr, Medina, TN 38355 Property Records

Gibson County property record for 538 Summit Dr, Medina, TN 38355

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,839 sqft · built 2010
Lot Size	0.289 acres (12,580 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2021)
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027172C D 06600`

Property Details

APN / Parcel Number

Primary APN	`027172C D 06600`
Alternative APN	`172C D 06600`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,839 sqft Living Area
1st Floor Area	1,666 sqft
Upper Floors Area	575 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,580 sqft (0.289 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 SUMMIT DR
City	MEDINA
State	TN
Zip	38355-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERFIELD PHASE 2 SEC 2 53 66
Legal Subdivision	SUMMERFIELD SUBD PHASE 2
Legal Block	53
Legal Lot Number	66
Jurisdiction	GIBSON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	967100

Owner

538 Summit Dr is owned and occupied by an individual who bought it in September 2021.

Source: Gibson County records, as of June 11, 2026

Owner of Record	Individual Name on File
Mailing Address	538 SUMMIT DR, MEDINA, TN 38355-6906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS
Sep 7, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Jun 3, 2011 · Amount on File
Deed Document Number	2021209126
Deed Book / Page	1068 / 47
Prior Transfer Date	Sep 18, 2013
Prior Transfer Doc	0000141862
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Recording Date	Jun 3, 2026
Property Address	538 SUMMIT DR, MEDINA, TN 38355-6906
Document Number	0000252325
Book / Page	1133 / 1966
Instrument Date	May 4, 2026
Instrument	2026252325
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SUMMIT DR, MEDINA, TN 38355-6906

Mortgage

Document Number	0000252325,
Date	Jun 3, 2026
Book Page	1133/1966
Instrument	2026252325

Lender

Name	INDEPENDENT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Sep 7, 2021
Property Address	538 SUMMIT DR, MEDINA, TN 38355-6906
Document Number	0000209126
Book / Page	1068 / 47
Map Reference	CAB D SL 53
Instrument Date	Sep 7, 2021
Instrument	209126
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209127
Date	Sep 7, 2021
Instrument	209127

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 538 Summit Dr was $2,241.

Source: Gibson County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Medina City
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,241.00	$71,325 Land $6,250 Building $65,075
2024			$285,300 Land $25,000 Building $260,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Summit Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBSON CO MUNI WATER DIST #5 serves 2,864 people · EPA ID TN0000815
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	JACKSON WATER SYSTEM
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Dr

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