538 Studio Rd, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 538 Studio Rd, Ridgefield, NJ 07657 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,240 sqft · built 1964
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,000 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-02501-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`49-02501-0000-00024`
Alternative APNs	`4900115000000003` `490250100024`

Interior

Stories	2 Stories
Building Area	3,240 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	250 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4900115000000003
Street Address	538 STUDIO RD
City	RIDGEFIELD
State	NJ
Zip	07657-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L5A 50X250 5.0L
Legal Block	2501
Legal Lot Number	24
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2004
Census Tract	45101

Owner

Source: Bergen County and Ridgefield Borough records · APN 49-02501-0000-00024

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	538 STUDIO RD, RIDGEFIELD, NJ 07657-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 22, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	538 STUDIO RD, RIDGEFIELD, NJ 07657-2734
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 STUDIO RD, RIDGEFIELD, NJ 07657-2734

Mortgage

Document Number	0047070744
Date	Jun 10, 2022
Book Page	4707/744
Instrument	2022059268

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 11, 2037

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	538 STUDIO RD, RIDGEFIELD, NJ 07657-2734
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046640487
Date	Apr 27, 2022
Book Page	4664/487
Instrument	2022045658

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	538 STUDIO RD, RIDGEFIELD, NJ 07657-2734
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 STUDIO RD, RIDGEFIELD, NJ 07657-2734

Mortgage

Document Number	0045920003
Date	Feb 22, 2022
Book Page	4592/3
Instrument	2022022931

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 18, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	538 STUDIO RD, RIDGEFIELD, NJ 07657-2734
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037180531
Date	Sep 21, 2020
Book Page	3718/531
Instrument	20-089191

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$894,000 (+0.96%) Land $367,500 Building $526,500	$894,000 (+0.96%) Land $367,500 Building $526,500
2025	$15,000.00 (+3.26%)	$885,500 (+4.93%) Land $362,500 Building $523,000	$885,500 (+4.93%) Land $362,500 Building $523,000
2024	$14,526.00 (+2.95%)
2023		$843,900 Land $350,000 Building $493,900	$843,900 Land $350,000 Building $493,900
2022	$14,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030451012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 849 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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