538 Spruce Rd, Bolingbrook, IL 60440 Property Records

Will County property record for 538 Spruce Rd, Bolingbrook, IL 60440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,776 sqft · built 1962
Lot Size	0.184 acres (8,006 sqft)
Owner	2 Company Names on Record
Last Sale	$220,050 (Sep 2018)
Tax Bill	$8,443 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-12-309-030`

Property Details

APN / Parcel Number

Primary APN	`12-02-12-309-030`
Alternative APN	`02123090300000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Lot Area	8,006 sqft (0.184 acres)
Lot Dimensions	118 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 SPRUCE RD
City	BOLINGBROOK
State	IL
Zip	60440-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 BLOCK 22 IN BOLINGBROOK SUB UNIT 4, BEING A SUB OF PRT OF THE SW1/4 OF SEC 12, T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	12
Legal Subdivision	OLD BOLINGBROOK
Legal Block	22
Legal Lot Number	27
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	1
Census Block	1009
Census Tract	880112

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	538 SPRUCE RD, BOLINGBROOK, IL 60440-2505
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 30, 2020	Loan Modification, Mortgage · FHA Mortgage AMERIHOME MTG
Sep 19, 2018	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	May 15, 2009 · Amount on Record
Deed Document Number	201865827
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	538 SPRUCE RD, BOLINGBROOK, IL 60440-2505
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRUCE RD, BOLINGBROOK, IL 60440-2505

Mortgage

Document Number	0000055779
Date	Oct 24, 2023
Instrument	R2023055779

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Sep 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	538 SPRUCE RD, BOLINGBROOK, IL 60440-2505
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRUCE RD, BOLINGBROOK, IL 60440-2505

Mortgage

Document Number	0000010929
Date	Feb 3, 2022
Instrument	R2022010929

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Sep 1, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	538 SPRUCE RD, BOLINGBROOK, IL 60440-2505
Document Number	0000084623
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	538 SPRUCE RD BOLINGBROOK IL 604402505, BOLINGBROOK, IL 60440-2505

Mortgage

Document Number	0000084623
Date	Oct 1, 2020
Instrument	84623

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 19, 2018
Property Address	538 SPRUCE RD, BOLINGBROOK, IL 60440-2505
Document Number	0000065827
Map Reference	DOC938091
Instrument Date	Aug 31, 2018
Instrument	R2018065827
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRUCE RD, BOLINGBROOK, IL 60440-2505

Mortgage

Document Number	0000065828
Date	Sep 19, 2018
Instrument	R2018065828

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bolingbrook Village
County	Will County
County Subdivision	Du Page Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,443.00 (+21.12%)	$102,215 (+8.2%) Land $21,180 Building $81,035	$306,645 (+8.2%) Land $63,540 Building $243,105
2024		$94,469 (+23.44%) Land $19,575 Building $74,894	$283,407 (+23.44%) Land $58,725 Building $224,682
2022	$6,971.00 Homeowner's exemption	$76,532 Land $15,879 Building $60,653	$229,596 Land $47,637 Building $181,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WEST SUBURBAN private · serves 73,978 people · EPA ID IL1974151
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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