538 Spruce Meadows Ln, Willow Spring, NC 27592 Property Records

Wake County property record for 538 Spruce Meadows Ln, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,136 sqft · built 2010
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2020)
Tax Bill	$2,709 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0677.04-70-9379-000`

Property Details

APN / Parcel Number

Primary APN	`0677.04-70-9379-000`
Alternative APNs	`0677.04-70-9379 0362561` `0677709379` `0362561`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,136 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	20,038 sqft (0.46 acres)
Garage Area	484 sqft
Porch	Open Porch
Porch Area	120 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0362561
Street Address	538 SPRUCE MEADOWS LN
City	WILLOW SPRING
State	NC
Zip	27592-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LO40 ROWLAND MEADOWS PH2 BM2007-01135
Legal Subdivision	ROWLAND MEADOWS PH2
Legal Phase	2
Legal Lot Number	40
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	2
Census Block	2038
Census Tract	53109

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 29, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTY TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Mar 29, 2018 · Amount on Record
Deed Book / Page	17969 / 1297
Prior Transfer Date	Apr 9, 2012
Prior Transfer Doc	1472400197
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 17, 2020
Property Address	538 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8304
Document Number	179691297
Book / Page	17969 / 1297
Map Reference	MB 2007 PG 1133-1135
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8304

Mortgage

Document Number	179691299
Date	Jul 17, 2020
Instrument	17969/1299

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	6%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 29, 2018
Property Address	538 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8304
Document Number	170851452
Book / Page	017085 / 001452
Instrument Date	Mar 29, 2018
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	538 SPRUCE MEADOWS LN WILLOW SPRING NC 275928304, WILLOW SPRING, NC 27592-8304

Mortgage

Document Number	170851454
Date	Mar 29, 2018
Book Page	017085/001454

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,709.00 (+23.76%)	$420,570 (+51.14%) Land $90,000 Building $330,570	$420,570 (+51.14%) Land $90,000 Building $330,570
2023	$2,189.00	$278,263 Land $50,000 Building $228,263	$278,263 Land $50,000 Building $228,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLAND POND S/D private · serves 363 people · EPA ID NC4092043
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	TOWN OF FUQUAY-VARINA
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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