538 Spruce Ct, Palmdale, CA 93550 Property Records

Los Angeles County property record for 538 Spruce Ct, Palmdale, CA 93550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,229 sqft · built 1988
Lot Size	0.186 acres (8,101 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Oct 2021)
Tax Bill	$7,331 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3010-037-082`

Property Details

APN / Parcel Number

Primary APN	`3010-037-082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,229 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	8,101 sqft (0.186 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	538 SPRUCE CT
City	PALMDALE
State	CA
Zip	93550-6036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDMPD-RPD1
Legal Description	TR=44876 LOT 156
Legal Subdivision	44876
Legal Tract	44876
Legal Block	2
Legal Lot Number	156
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	2
Census Block	2003
Census Tract	910404

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 SPRUCE CT, PALMDALE, CA 93550-6036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 15, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 25, 2021	Grant Deed, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE CORP
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 9, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	20211599050
Prior Transfer Date	Jun 29, 2012
Prior Transfer Doc	0001063885
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	538 SPRUCE CT, PALMDALE, CA 93550-6036
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRUCE CT, PALMDALE, CA 93550-6036

Mortgage

Document Number	0000097983
Date	Feb 13, 2024
Instrument	24-0097983

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Nov 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	538 SPRUCE CT, PALMDALE, CA 93550-6036
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRUCE CT, PALMDALE, CA 93550-6036

Mortgage

Document Number	0000098394
Date	Feb 15, 2023
Instrument	23-0098394

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Nov 1, 2051

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Oct 25, 2021
Property Address	538 SPRUCE CT, PALMDALE, CA 93550-6036
Document Number	0001599050
Map Reference	MB 1089 PG 63-71
Instrument Date	Sep 27, 2021
Instrument	21-1599050
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRUCE CT, PALMDALE, CA 93550-6036

Mortgage

Document Number	0001599051
Date	Oct 25, 2021
Instrument	21-1599051

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	538 SPRUCE CT, PALMDALE, CA 93550-6036
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRUCE CT, PALMDALE, CA 93550-6036

Mortgage

Document Number	0001248706
Date	Aug 16, 2021
Instrument	21-1248706

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	538 SPRUCE CT, PALMDALE, CA 93550-6036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000558460
Date	May 21, 2020
Instrument	20-0558460

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	May 9, 2019
Property Address	538 SPRUCE CT, PALMDALE, CA 93550-6036
Document Number	0000425424
Map Reference	MB 1089 PG 63-71
Instrument Date	Apr 13, 2019
Instrument	19-0425424
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	WFG TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 SPRUCE CT, PALMDALE, CA 93550-6036

Mortgage

Document Number	0000425425
Date	May 9, 2019
Instrument	19-0425425

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	538 SPRUCE CT, PALMDALE, CA 93550-6036
Document Number	0000773259
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	538 SPRUCE CT PALMDALE CA 935506036, PALMDALE, CA 93550-6036

Mortgage

Document Number	0000773259
Date	Aug 1, 2018
Instrument	773259

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Palmdale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,443 (+2%) Land $253,937 Building $211,506
2025	$7,331.00 (+5%)	$456,317 (+4.04%) Land $248,958 Building $207,359
2023	$6,982.00 (+4.76%)	$438,600 (+2%) Land $239,292 Building $199,308
2022	$6,665.00	$430,000 Land $234,600 Building $195,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1991–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMDALE WATER DIST. serves 126,804 people · EPA ID CA1910102
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Race Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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