538 Spring Meadows Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 538 Spring Meadows Dr, Ringgold, GA 30736 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,811 sqft · built 2001
Lot Size	0.819 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Sep 2015)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0031B076000`

Property Details

APN / Parcel Number

Primary APN	`0031B076000`
Alternative APNs	`0031B076` `16052`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,811 sqft Heated Area
1st Floor Area	752 sqft
2nd Floor Area	752 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.819 acres)
Lot Dimensions	228 ft deep x 157 ft wide
Garage Area	528 sqft
Porch	Open Porch
Porch Area	321 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16052
Old Parcel Number	0031B076000
Street Address	538 SPRING MEADOWS DR
City	RINGGOLD
State	GA
Zip	30736-8916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 SPRING MEADOWS-PH 2
Legal Subdivision	SPRING MEADOWS PH 2
Legal Phase	2
Legal Lot Number	76
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3005
Census Tract	30304

Owner

Source: Catoosa County records · APN 0031B076000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	538 SPRING MEADOWS DR, RINGGOLD, GA 30736-8916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2025	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL
Mar 09, 2023	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL
Jan 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
May 01, 2020	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2015 · Amount on Record
Deed Sale	Sep 14, 2015 · Amount on Record
Deed Document Number	0001790232
Deed Book / Page	1790 / 232
Last Transfer Date	Sep 16, 2015
Transfer Doc	0017900232
Record Updated	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	538 SPRING MEADOWS DR, RINGGOLD, GA 30736-8916
Transaction Type	Mortgage
Record Updated	Oct 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRING MEADOWS DR, RINGGOLD, GA 30736-8916

Mortgage

Document Number	0023650000000680
Date	Jan 17, 2025
Book Page	0000002365/0000000680

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	538 SPRING MEADOWS DR, RINGGOLD, GA 30736-8916
Transaction Type	Mortgage
Record Updated	Apr 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRING MEADOWS DR, RINGGOLD, GA 30736-8916

Mortgage

Document Number	0022660000000067
Date	Mar 09, 2023
Book Page	0000002266/0000000067
Instrument	001418

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	538 SPRING MEADOWS DR, RINGGOLD, GA 30736-8916
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRING MEADOWS DR, RINGGOLD, GA 30736-8916

Mortgage

Document Number	0021940000000811
Date	Jan 04, 2022
Book Page	0000002194/0000000811
Instrument	000085

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	538 SPRING MEADOWS DR, RINGGOLD, GA 30736-8916
Document Number	0020510563
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	Jun 08, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SPRING MEADOWS DR RINGGOLD GA 307368916, RINGGOLD, GA 30736-8916

Mortgage

Document Number	0020510563
Date	May 12, 2020
Book Page	002051/000563

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (+9.63%)	$119,371 (+29.24%) Land $12,000 Building $107,371	$298,428 (+29.24%) Land $30,000 Building $268,428
2023	$2,067.00 (+26.58%)	$92,364 Land $12,000 Building $80,364	$230,911 Land $30,000 Building $200,911
2022	$1,633.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470303043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 64% of Georgia
Wildfire Likelihood	About 1 in 847 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Ringgold Telephone Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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