538 Somerset Dr, Flushing, MI 48433 Property Records

Genesee County property record for 538 Somerset Dr, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1969
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$185,300 (Jun 2022)
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-34-530-025`

Property Details

APN / Parcel Number

Primary APN	`55-34-530-025`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 SOMERSET DR
City	FLUSHING
State	MI
Zip	48433-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	LOT 25 SOMERSET SEC 34 T8N R5E
Legal Range	05E
Legal Township	08N
Legal Section	34
Legal Subdivision	SOMERSET
Legal Lot Number	25
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1025
Census Tract	10604

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 SOMERSET DR, FLUSHING, MI 48433-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jun 22, 2022	Warranty Deed, Transfer CROSSROADS TITLE
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	202246471
Prior Transfer Date	Apr 11, 2002
Prior Transfer Doc	0000079879
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	538 SOMERSET DR, FLUSHING, MI 48433-1918
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SOMERSET DR, FLUSHING, MI 48433-1918

Mortgage

Document Number	0000045168
Date	Jun 13, 2022
Instrument	202206130045168

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 22, 2022
Property Address	538 SOMERSET DR, FLUSHING, MI 48433-1918
Document Number	0000046471
Map Reference	LB 42 PG 5
Instrument Date	Jun 7, 2022
Instrument	202206220046471
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,391.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 SOMERSET DR, 538, FLUSHING, MI 48433-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SOMERSET DR, FLUSHING, MI 48433-1918

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 9, 2022
Property Address	538 SOMERSET DR, FLUSHING, MI 48433-1918
Document Number	0000011965
Map Reference	LB 42 PG 5
Instrument Date	Feb 15, 2022
Instrument	202203090011965
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	636 S 8 MILE RD, 636, MIDLAND, MI 48640-7814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10002 OAKHURST WAY, FORT MYERS, FL 33913-7090

Mortgage

Document Number	0000011966
Date	Mar 9, 2022
Instrument	202203090011966

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,895.00 (-16.62%) Homeowner's exemption	$83,500 (+21.01%)	$167,000 (+21.01%)
2024	$3,472.00 (+76.33%)
2023		$69,000	$138,000
2021	$1,969.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

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