538 Smith Rd, Laurens, SC 29360 Property Records

Laurens County property record for 538 Smith Rd, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$340 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`413-00-00-015`

Property Details

APN / Parcel Number

Primary APN	`413-00-00-015`
Alternative APNs	`4130000015 96080089` `96080089`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	538 SMITH RD
City	LAURENS
State	SC
Zip	29360-6226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	538 SMITH RD
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	1
Census Block	1021
Census Tract	920504

Owner

Source: Laurens County assessment roll, APN 413-00-00-015, as of February 3, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	538 SMITH RD, LAURENS, SC 29360-6226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed, Transfer · FHA Mortgage LOWER LLC
Mar 16, 2023	Intrafamily Transfer, Transfer
Dec 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2025
Deed Sale	Nov 24, 2025
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	202510739
Deed Book / Page	1955 / 23
Prior Transfer Date	Mar 15, 2023
Prior Transfer Doc	0D17220052
Record Updated	Jun 08, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Nov 24, 2025
Property Address	538 SMITH RD, LAURENS, SC 29360-6226
Document Number	0D19550023
Book / Page	D1955 / 23
Map Reference	MB 20 PG 96
Instrument Date	Nov 24, 2025
Instrument	2025010739
Transaction Type	Transfer
Record Updated	Dec 04, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$357.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SMITH RD, LAURENS, SC 29360-6226

Mortgage

Document Number	2025010740
Date	Nov 24, 2025
Instrument	2025010740

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Mar 16, 2023
Property Address	538 SMITH RD, LAURENS, SC 29360-6226
Document Number	0D17220052
Book / Page	D1722 / 52
Map Reference	MB 20 PG 96
Instrument Date	Mar 15, 2023
Instrument	2023002045
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 SMITH RD, LAURENS, SC 29360-6226

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Dec 11, 2018
Property Address	538 SMITH RD, LAURENS, SC 29360-6226
Document Number	0014190144
Book / Page	001419 / 000144
Instrument Date	Dec 10, 2018
Instrument	10572
Transaction Type	Transfer
Record Updated	Dec 20, 2018

Transaction

Amount	Amount Recorded
Tax	$18.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SMITH RD LAURENS SC 293606226, LAURENS, SC 29360-6226

Tax Assessment & Valuation

Source: Laurens County assessment roll as of February 3, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$340.00 (+96.53%)	$4,050 (+5%) Land $900 Building $3,150
2024	$173.00 Homeowner's exemption	$2,700 (-30.05%) Land $600 Building $2,100
2023	Homeowner's exemption	$3,860 (+42.44%) Land $264 Building $3,596	$96,500 (+37.46%) Land $6,600 Building $89,900
2022	$170.00 Homeowner's exemption	$2,710 Land $530 Building $2,180	$70,200 (+4%) Land $13,200 Building $57,000
2021			$67,500 Land $15,000 Building $52,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Laurens County (45059C), as of June 20, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 122 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Piedmont Rural Telephone Cooperative.

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